Russ Richardson, Insurance Agent

Russ Richardson Agency Inc.

Russ Richardson
Agent
9:00 AM - 4:30 PM 9:00 AM - 4:30 PM 9:00 AM - 4:30 PM 9:00 AM - 4:30 PM 9:00 AM - 4:30 PMClosed Today Closed Today

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Main Number
(205) 991-7802(205) 991-7802

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Contact
Phone:
(205) 991-7802(205) 991-7802
Fax:
(205) 991-0367(205) 991-0367

Send Russ Richardson an Email

Hours

Store Hours:

Day of the WeekHours
Mon9:00 AM - 4:30 PM
Tue9:00 AM - 4:30 PM
Wed9:00 AM - 4:30 PM
Thu9:00 AM - 4:30 PM
Fri9:00 AM - 4:30 PM
SatClosed
SunClosed

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Russ Richardson

Married 25 years to LaDeana Richardson *Daughter Dalton Richardson (20 years old) *Son Davis Richardson (17 years old)
Education
  • -Bachelor of Corporate Finance, University of Alabama at Birmingham
Languages Spoken
  • English
Licensed In
  • AL
  • AR
  • GA
  • MS
  • SC
  • TN
Services
  • Auto
  • Life
  • Home
  • Business
Agent Qualifications
  • 25 years experience
Awards
  • Champion Award

Our Insurance Products

The Nationwide Insurance: Russ Richardson Agency Inc. in Birmingham, AL provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Russ Richardson Agency Inc. has been helping Birmingham drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Russ Richardson Agency Inc. will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.

    No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Birmingham area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.

    Russ Richardson Agency Inc. can answer questions about coverage limits, policy options or billing schedules. Our expertise and Birmingham auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (205) 991-7802. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Russ Richardson Agency Inc. is located at 4908 Cahaba River Rd.

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  • Homeowners Insurance
    Your home is probably your largest investment, so you want to be sure you have good insurance to cover everything from pool systems and clothing to roofs and a range of appliances. When you turn to Russ Richardson Agency Inc., you will receive outstanding insurance coverage that begins with a review of your needs. Many unexpected events can be covered: damage from the elements, theft, personal injury to others and much more. We will design a policy that is tailored specifically to your situation, one that affords your home and family top-notch protection, and you'll be delighted to discover how easy it is.

    We are proud to partner with Nationwide to provide many types of home insurance, including coverage for structures that are not attached to your house such as a gazebo or garage, furniture and clothing, loss due to sewer backup, damage caused to built-in appliances and other kinds of specialty protection. Whatever you need, we will make your coverage experience hassle free.

    We also want to ensure that your policy remains in step with the changes in your life. For this reason, we offer periodic On Your Side® reviews to update your policy. At your convenience, just call Russ Richardson at (205) 991-7802 who will be happy to tell you more about how to safeguard your largest investment. You can also stop by our Birmingham office at 4908 Cahaba River Rd. We are looking forward to meeting with you, and we'll be happy to answer any questions you may have about great insurance coverage for your home.

    Get an insurance quote

  • Life Insurance
    Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.

    At Russ Richardson Agency Inc., we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.

    We work with Nationwide to provide friendly service and diverse coverage options to customers in Birmingham. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.

    There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Russ Richardson and our other team members can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.

    If you are ready to learn coverage options, contact one of our agents at (205) 991-7802 to discuss them over the phone. You can also make an appointment or visit our office at 4908 Cahaba River Rd,Birmingham,AL,35243 to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.


    LAW-0240AO (05/18)

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  • Business Insurance
    We all strive to be at our very best at every possible moment to fulfill our own individual obligations and meet the needs of those around us. Yet there will be times when factors outside of our control present risks. Perhaps in no other facet of life is this more true than in business. As a small business owner, your effort in building your company needs to be protected by a sound insurance plan. We at Russ Richardson Agency Inc. would be happy to provide you with that.

    Thanks to our association with Nationwide, all of the core coverage elements needed to build the right business insurance policy in Birmingham are right at your fingertips. You can start with basic options such as commercial property and business liability insurance, and then supplement that with business auto coverage. Then, depending upon the unique aspects of your company, you can choose to add extra coverage such as crime insurance, cyber liability protection, workers' compensation, and added financial security through accounts receivable and business interruption insurance. Not sure how much insurance you'll need? Choose instead to go with a businessowners policy, which offers a wide range of coverages designed to provide a convenient package.

    Building the ideal small business insurance plan can be easy if you have the right help in doing it. Russ Richardson is here to help. We look forward to discussing all of the business insurance benefits that Nationwide has to offer. To learn more about covering your company through Nationwide, stop by and speak to us at our office on 4908 Cahaba River Rd, or call and schedule an appointment at (205) 991-7802.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Russ Richardson Agency Inc. also offers products in AL, AR, GA, MS, SC, TN. Please call for information on products in those states.

About the Russ Richardson Agency Inc.

Danny Rivers, Insurance Agent

Danny Rivers Commercial Insurance Specialist

Phone:
(205) 991-7802(205) 991-7802
Fax:
(205) 991-0367(205) 991-0367

Send Danny Rivers an Email

1350 County Rd 114
Lafayette, AL 36862
US
Main Number
(205) 757-7137(205) 757-7137
Click to visit page of this location
The Richardson Agency has been in business for over 20 years in Birmingham. Russ Richardson is founder and president of the Richardson Agency. We have businesses and residential customers all over Alabama. Allen McCammon is our agent who specializes in commercial businesses. His experience and knowledge of our commercial lines are the best in the business. Our prices and coverage are hard to beat. Rene Vangiessen is our personal lines expert. She has a vast knowledge of auto, home and life insurance. Her customer service is top of the line.
Our first priority is to determine, then deliver the insurance coverage that best fits your personal needs. We pride ourselves on finding the right set of insurance coverage to protect you and your investment- at an affordable cost. We are committed to provide a full line of insurance products from our agency. You are our focus, and we will work hard to earn the privilege of providing for your needs. We want you to really feel that Nationwide is on Your side

Average customer rating for Russ Richardson Agency Inc.

4908 Cahaba River Rd
Ste 108
Birmingham, AL 35243
US