Ruth T Eckstrom, Insurance Agent

Ruth T. Eckstrom

Ruth T Eckstrom
Agency Owner
8:30 AM - 4:30 PM 8:30 AM - 4:30 PM 8:30 AM - 4:30 PM 8:30 AM - 4:30 PM 8:30 AM - 4:30 PMClosed Today Closed Today

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Main Number
(716) 673-9197(716) 673-9197

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Contact
Phone:
(716) 673-9197(716) 673-9197
Fax:
(716) 679-3523(716) 679-3523

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Hours

Store Hours:

Day of the WeekHours
Mon8:30 AM - 4:30 PM
Tue8:30 AM - 4:30 PM
Wed8:30 AM - 4:30 PM
Thu8:30 AM - 4:30 PM
Fri8:30 AM - 4:30 PM
SatClosed
SunClosed
Summer Hours: June / July / August
Ratings

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Ruth T Eckstrom

Native of Chautauqua County Raised on a National Grape Farm
Education
  • Alumna of SUNY at Fredonia
Professional Designations
  • LUTCF
Languages Spoken
  • English
Licensed In
  • NY
Services
  • Auto
  • Life
  • Home
  • Business
Agent Qualifications
  • New York State Agent and Broker Licenses Property and Casualty Life
Community Activities
  • National Association of Insurance and Financial Advisors - Chautauqua Board of Elections / Election Inspector Trainer Town of Pomfret Zoning Board of Appeals
Community Involvement Events
  • Traveling with my family - Have visited 46 of the 50 US states.

Our Insurance Products

The Nationwide Insurance: Ruth T. Eckstrom in Fredonia, NY provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    What do you desire from an auto insurance company? Many people ask for a smooth and easy claims process as well as attentive service. Ruth T. Eckstrom has teamed up with Nationwide to deliver precisely that experience. Clients are not a number to us, they are individuals. Everyone's car insurance requirements in Fredonia differ, and we recognize that.

    Nationwide offers a wide-ranging array of programs and coverage levels so that you are able to pick what is right for you. For example, the many coverage offerings include Liability coverage, Collision coverage, Medical Payments coverage, and Roadside Assistance coverage. Nationwide not only provides auto insurance but also has programs for motorcycles, RVs, and other special vehicle types. Of course, insurance needs change from year to year, so Nationwide offers an annual On Your Side® Review to look at your specific needs.

    Give Ruth T Eckstrom a call today at (716) 673-9197 to get a conversation going about car insurance needs. Face-to-face chats are great too, just make an appointment and stop by the office at 192 E Main St. We can provide more information about discounts you may qualify for, such as Multi-Policy discounts, Accident-Free discounts, Paperless documents, and Good Student discounts.

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  • Homeowners Insurance
    As a responsible home owner, it is important that you have suitable protection against unexpected loss. There are a number of factors that will determine what types of coverage you may need. Whether you live in a severe weather-prone area, you have a pool, or you have a detached garage, Nationwide can provide the policies to fit your needs. At Ruth T. Eckstrom in Fredonia, we work with Nationwide. This means that we take the time to ask the right questions to make sure that you have adequate coverage to protect your home and personal belongings.

    Some may think that having basic coverage will cover all losses, but this is not the case. Ruth T Eckstrom will go over optional solutions such as other structures coverage, personal umbrella, and earthquake coverage. We also strive to make insurance as affordable as possible and will go over discounts that you may qualify for, such as if your home has a fire or burglary alarm.

    Along with explaining your coverage in detail, we will also be available to help you out in the event you have to file a claim. If you're not exactly sure what your policy should include, we will help you out. Call our office at (716) 673-9197 to speak with a qualified agent or set up an appointment. You can also stop by our office at 192 E Main St for a complimentary consultation to discuss your insurance needs.

    Get an insurance quote

  • Life Insurance
    Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.

    We at Ruth T. Eckstrom are here to help newlyweds in the Fredonia area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.

    In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.

    After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.

    Call us at (716) 673-9197 and ask for Ruth T Eckstrom. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 192 E Main St,Fredonia,NY,14063. It may be the most important date of your life.


    LAW-0247AO (05/18)

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  • Business Insurance
    Ruth T. Eckstrom has been helping Fredonia businesses manage their risk since the day they opened. From the very beginning, we've been committed to bringing the best services and products to our business clients, and that's why we continue to partner with Nationwide. Nationwide offers great value for liability, property, and commercial auto, as well as more specialized business insurance products. You can find coverage packages tailored for specific industries. With GrouProtector℠ accident medical insurance, you can organize work events and team-building initiatives without having nightmares about an employee injury. It's also easy to handle several different types of coverage in a single business owner's policy from Nationwide. While there are common risk factors based on industry and location, every Fredonia company has slightly different risk management needs. This is where Ruth T Eckstrom and the experts at Ruth T. Eckstrom can really make a difference. Let's talk about what gains your company has already made and where it's headed next. From there, we can help customize a policy and billing schedule that will put your company in a better position. Give us a call at (716) 673-9197. We can set up your policy over the phone or schedule a time to talk in person. Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Ruth T. Eckstrom also offers products in NY. Please call for information on products in those states.

About Ruth T. Eckstrom

Our agency has been serving our community since 1988 and we now have the next generation working in the agency.
Our agency prides itself on helping our members starting with a new application for coverage right through filing of claims.

Average customer rating for Ruth T. Eckstrom

192 E Main St
Fredonia, NY 14063
US