Sani Insurance Agency, Inc.

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Sani Insurance Agency, Inc. in Lincolnwood, IL provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance
    Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Sani Insurance Agency, Inc. focuses on explaining auto insurance coverage in a common sense way that members in Lincolnwood appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.

    Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. Michael K Hanger works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.

    Finding out more about our policy options is easy. Our offices can be reached at (847) 763-9460, and agents are happy to take set appointments for in-person consultations at our office located at 3952 W Touhy Ave.
  • Homeowners Insurance
    Feeling confident in your insurance policy's ability to protect what matters most is very important. Nationwide customers across the country have known for years that their chosen insurer is going to be there for them through the biggest life changes. Here at Sani Insurance Agency, Inc., we are pleased to offer personalized insurance solutions to our valued Lincolnwood customers. This is a great time to re-evaluate your insurance needs and make sure your policies are working hard on your behalf.

    Any changes in your life may require taking a second look at insurance coverage. For instance, remodeling or renovating a home can increase its value considerably, which might mean your old home insurance policy is no longer reflective of your actual needs. Visiting with Michael K Hanger or another Sani Insurance Agency, Inc. team member is a great way to explore your home insurance policy options and other important coverage solutions.

    Thanks to the many coverage options made available through Nationwide, we can offer a more personalized approach to policy creation. Having home insurance tailored to your individual needs is the best way to ensure you are getting the best value. We can help evaluate your current home insurance needs and assist in determining the forms of coverage that best address your concerns. Contact Sani Insurance Agency, Inc. today by calling (847) 763-9460 or visit our offices at 3952 W Touhy Ave. We look forward to helping your insurance do more for you.
  • Life Insurance
    Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.

    We at Sani Insurance Agency, Inc. proudly work with residents in the Lincolnwood area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.

    The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.

    As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call (847) 763-9460 and ask to speak to Michael K Hanger. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 3952 W Touhy Ave,Lincolnwood,IL,60712. We look forward to seeing you.


    LAW-0246AO (05/18)
  • Business Insurance
    Owning your own business can be exciting and challenging at the same time. Making sure that your assets are properly protected is an important part of being a responsible and successful business owner, and we at Nationwide Insurance: Sani Insurance Agency, Inc. in Lincolnwood can help you determine the types of coverage that you need. We know that every company has its own risks, and we make it simple by offering coverage that is specific to each industry such as retail, professional, auto service, food and beverage, contracting, distributing, and specialized services. You can also add on additional solutions for your specific risk strategies.

    Some business owners choose our business owners policy (BOP), which is a convenient package that includes general liability coverage, property insurance, coverage against theft and fraud, income loss coverage due to an interruption, and more. If you choose this package, Michael K Hanger will sit down with you and ask specific questions so that the coverage is customized to your business. We will also help figure out if you need any other options to fill in coverage gaps so that you are adequately protected.

    As your business grows, we will be there to make recommendations on your policy whether it is to add additional coverage, change your limits, or increase your umbrella amounts. We will also help in the event that you need to file a claim. We can be reached at (847) 763-9460 to answer any of your questions or to sign up for a policy. You can also stop into our office, conveniently located at 3952 W Touhy Ave, during business hours to speak with one of our agents in person.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Sani Insurance Agency, Inc. also offers products in CO, FL, IL, IN, MO, NC, SC, WI. Please call for information on products in those states.

Learning Center

Learning center articleHow does gap insurance work?
Discover what gap insurance does and how this auto policy can help you.
Take a look at what make up the differences between hazard insurance and homeowners insurance.
Learning center articleDiscover what factors impact the cost of utilities
There are many different factors that can influence the amount of money you spend on utilities