Frequently asked questions
Our Insurance Products
Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Ernie Yarborough Jr understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Columbia.
Ernie Yarborough Jr builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
To learn more about our policies, or to buy one, contact our offices at (803) 798-0692. Or, call to schedule an appointment at our office at 1034 Briargate Cir.
Long before it's time for your first house-warming party, make sure you get home insurance coverage from Nationwide and Ernie Yarborough Jr. Our agents can help you take care of this essential step of becoming a Columbia homeowner. They can also help long-time homeowners search for a better solution to their home insurance needs.
Along with sound decisions about covered damages and claim limits, there are a number of ways to personalize and save on your Columbia homeowner's policy. Concerned about an aging roof and what's going to happen when it needs to be replaced? Nationwide's exclusive Better Roof Replacement® may be a great choice for your policy. Have any high-value possessions? More than just the dwelling and essential contents, Valuables Plus® may be an important policy addition. Explore, too, options to add smoke detectors, burglary alarms, or other qualifying devices to your home.
Best of all, it doesn't need to take endless hours to research and agonize over these decisions. Let one of our Ernie Yarborough Jr agents demystify the process without oversimplifying it. Call us at (803) 798-0692 to discuss your property and policy coverage. All of our Columbia customers are welcome to make an office appointment, but especially if you live in the 29210 area, it might be just as easy to swing by and talk about your coverage in person. It's all part of the flexibility and customer service you can expect from Ernie Yarborough Jr.
When you’re ready to purchase life insurance, it helps if you start off by choosing a good life insurance agent in Columbia. Whether you already have a policy and are looking to update coverage for yourself or you’re ready to start a family and want to learn coverage options, you’ll need an agent that is as good as the insurer they represent. At Ernie Yarborough Jr, our agents work hard to provide customers with the service and coverage options they need to strengthen their families’ financial security and help them enjoy peace of mind.
There are many types of life insurance for you to consider as you determine what your financial security needs are. A good agent’s assistance is invaluable. They can help you understand confusing industry jargon. They can also educate you about different coverage options to enable you to make well-informed decisions that provide your family with enough death benefit to keep them financially comfortable in the event of your untimely death. Think about if you live longer than expected. As you grow older, you and your family’s financial needs will change, especially if you require long-term care. Do not leave anything to chance and unexpected circumstance. Think about your current financial obligations, how much you can afford for premiums and future financial goals.
If you’re not sure how to get the coverage you need or are not sure if your current policy is enough, feel free to stop by Ernie Yarborough Jr at 1034 Briargate Cir. You can also contact them directly by dialing (803) 798-0692.
One of the best gifts that business owners can give themselves is peace of mind. To that end, Ernie Yarborough Jr has teamed up with Nationwide to offer a wide range of business insurance solutions in Columbia. We have options geared toward business type, for example, funeral home, print shop, coffee shop, golf course, beverage wholesaler, and much more. We also recognize that each business, regardless of industry type, has unique needs and wants.
When exploring insurance coverage choices, a good place to start is with an On Your Side® Review. Ernie Yarborough Jr looks at your business to identify considerations such as size, location, customer base, and more. We make suggestions for your insurance coverage options based on the review and on our experience of businesses of that type. Whether you work in food and beverage, retail, contracting, wholesaling and distributing, or something else, we can meet most, if not all, of your insurance needs. Some of our additional insurance coverage options include accounts receivable, cyber liability, umbrella, and income loss coverage due to an interruption. An On Your Side® Review may identify factors such as auto insurance that you may not have thought of. Ideally, you gain the peace of mind that your business will remain stable.
Take an important step today and stop by the Ernie Yarborough Jr office at 1034 Briargate Cir. Alternatively, give us a call at (803) 798-0692 to begin investigating your insurance coverage options.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Ernie Yarborough Jr also offers products in GA. Please call for information on products in those states.
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