Coronavirus Resources
Learn what steps Nationwide is taking and how to help protect yourself and others.

Skousen Insurance Agency Inc. in Temecula, CA

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Skousen Insurance Agency Inc. in Temecula, CA provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Choosing the right auto insurer can be tough. With so many options available, finding an insurer that is capable of meeting your needs and maintaining a good relationship with you are important. No matter the make and model of your vehicle, it is crucial for you to maintain a level of coverage that provides great protection from the uncertainties of the road. We work with Nationwide to give you the caliber of insurance protection you deserve.

    At Skousen Insurance Agency Inc. in Temecula, we understand the need for complete transparency, good service, and affordable insurance coverage. That is why we work hard to provide a comprehensive offering of insurance products. Keeping your vehicle properly insured doesn't have to be a financial challenge. Whether you are shopping for coverage for yourself or your family, getting the right amount of protection is easy. When you choose us, you are getting a partner who works for you. Peace of mind and financial security are what you deserve, along with an insurer that addresses all of your concerns in an accurate and timely manner. We are committed to offering you the quality of products and services you need so you can live life on your terms.

    Call (951) 383-4477 to speak with Skousen Insurance Agency Inc., or one of our other friendly and knowledgeable agents, at 43471 Ridge Park Dr. We are more than happy to tell you more about our insurance offerings and how we can build a comprehensive policy that works best for your protection and financial needs.

  • Homeowners Insurance

    For years, Skousen Insurance Agency Inc. has been helping homeowners safeguard their most valuable possessions. We are a fully licensed Nationwide Insurance agency, and when you allow us to provide you with home insurance, you will be gaining access to some of the best customer service in the country. Nationwide home insurance protects your home in the event of theft, natural disaster, water backup, and other occurrences. Our insurance policies not only have the ability to protect your home and other structures on your property, but they also extend coverage to the items inside of your home that you worked so hard to acquire.

    Additionally, if you are interested in personal liability insurance, we are more than confident we can provide you with an option that fits your needs and budget. A personal liability policy may help pay for covered instances in the event someone sustains an injury or causes damage on your property. If you prefer broader, more comprehensive coverage, consider purchasing one of our umbrella policies. An umbrella policy is designed to protect you from claims and lawsuits beyond your standard policy limits, as well as, cover claims that may not be covered under your other liability policies.

    Skousen Insurance Agency Inc. has an in-depth understanding of our Nationwide home insurance products and other personal liability policies. Find us in Temecula at 43471 Ridge Park Dr. Our agents are highly trained and are capable of answering all of your questions about home insurance policies. Call Skousen Insurance Agency Inc. at (951) 383-4477 to explore your insurance options.

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Temecula, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Skousen Insurance Agency Inc. and Skousen Insurance Agency Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (951) 383-4477 for an appointment with an agent. Feel free to stop by 43471 Ridge Park Dr,Temecula,CA,92590 to discuss Nationwide coverage options in person.


    LAW-0239AO (05/18)

  • Business Insurance

    As a small business owner, you need to protect your investment. Separately purchasing each type of insurance you need can be costly and time-consuming, but there is a better option. A business owner's policy, also known as a BOP, from Nationwide combines some of the most important types of insurance into one easy-to-use policy.

    Nationwide Insurance: Skousen Insurance Agency Inc. can help you create a BOP plan to meet your specific needs. Choose from packages designed for auto service businesses, retail businesses, food service companies, service businesses, or office companies. We can even create a custom plan based on your company's specific needs. BOP plans traditionally include property damage, general liability insurance, and income loss coverage due to an interruption, but we can also offer cyber liability, hired and non-owned auto insurance, accounts receivable, and several other options for your business.

    You may be wondering why you should choose a policy through Nationwide and Nationwide Insurance: Skousen Insurance Agency Inc.. Simply put, Nationwide is the number one small business insurer in the country, having had the pleasure of protecting more than 500,000 small businesses in the United States. You will even receive an annual On Your Side® Review to make sure you still have the best protection available for your needs. To learn more, call us at (951) 383-4477 or stop by our offices on 43471 Ridge Park Dr.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Skousen Insurance Agency Inc. also offers products in AZ. Please call for information on products in those states.

Learning Center

Learning center articleHow does gap insurance work?

Discover what gap insurance does and how this auto policy can help you.

Learning center articleAre hazard and homeowners insurance the same?

Take a look at what make up the differences between hazard insurance and homeowners insurance.

Learning center articleComprehensive vs. collision insurance

Understand the differences between these two common types of auto insurance.