Spectrum Insurance Agency Inc.

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Spectrum Insurance Agency Inc. in Kettering, OH provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance
    When you're shopping for auto insurance, it helps for you to treat the experience like you are shopping for an insurer too. After all, the relationship you have with your insurer and their track record for accommodating its members plays a significant part in how well you recover from any covered events. Working with Spectrum Insurance Agency Inc. on 1625 Springhill Ave will minimize any inconvenience you may experience. Your needs are our concerns, and we will be there to answer any questions or coverage issues you may have.

    We want to protect what matters most to you so you can enjoy it with more freedom. Your vehicles are assets that need to be covered by an insurer that caters to its members. By working with Nationwide, we offer you a fast, efficient, and pleasant experience with On Your Side® Claims Service. There are opportunities for savings, including discounts for multiple vehicles and maintaining a good driving history. You can also enjoy easy access to your information and member resources to get the answers you need 24/7.

    We want you to get the level of coverage that is most suited for your needs and situation. Call (937) 643-0081 so you can speak with Spectrum Insurance Agency Inc. in Kettering. We'll perform an On Your Side® Review so you can get a policy that protects all of your vehicles and household drivers at a low price that you can comfortably afford.
  • Homeowners Insurance
    Congratulations on becoming a proud Kettering homeowner! With all of the energy and resources you spent searching for and bidding on your home, Spectrum Insurance Agency Inc. knows the last thing you want to do is spend hours finding a viable insurance plan to protect your investment. With our help, along with the teamwork of Christopher L Stewartand the knowledgeable folks at Nationwide, safeguarding your home and all of your belongings can be a smooth process.

    Insurance is one of life's many little necessities, and a requirement in some cases, but it's best that you take your insurance needs seriously, because we certainly do. Our goal is to provide you with all of the information you need to be sure that your home is protected if something unexpected occurs. Christopher L Stewart can talk you through determining the value of your belongings which can help you avoid underinsuring yourself. We also make sure your customized plan is explained to help you understand which risks are and are not covered by your plan, and you'll be well-educated on how your deductibles work. When members come to us, we want them to leave feeling as if they know more about insurance than we do.

    If your home is currently in construction, or even if you're just thinking about buying a home, we'd love to have the opportunity to chat with you about your options and any discounts for which you may qualify. Whenever you're ready, pick up the phone and dial us up at (937) 643-0081 or visit us at 1625 Springhill Ave.
  • Life Insurance
    Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.

    At Spectrum Insurance Agency Inc., we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.

    We work with Nationwide to provide friendly service and diverse coverage options to customers in Kettering. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.

    There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Christopher L Stewart and our other team members can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.

    If you are ready to learn coverage options, contact one of our agents at (937) 643-0081 to discuss them over the phone. You can also make an appointment or visit our office at 1625 Springhill Ave,Kettering,OH,45409 to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.


    LAW-0240AO (05/18)
  • Business Insurance
    No professional organization or company should go without an insurance package that meets their needs for risk management. Whether your business is established and operating already or you are a small start-up just getting organized, having the right protection means being secure about your choices when your company acts on opportunities. Nationwide Insurance: Spectrum Insurance Agency Inc. understands this, which is why our business insurance solutions are customized to your industry, business size, and factors local to Kettering.

    Christopher L Stewart and our other agents can discuss a business owner's policy with you to get you started. The business owner's policy is the closest thing to a comprehensive plan there is when it comes to business insurance, and it covers most of what most companies need. From there, an On Your Side® Review can help to assess any additional coverage options or policies that would help round out your company's risk management. These may include provisions like cyber liability, accounts receivable insurance, and equipment breakdown coverage.

    Finding the right coverage for your company is important, but that doesn't mean you need to know everything there is to know about insurance coverage to be secure. That's what our agents are here for and why Nationwide Insurance: Spectrum Insurance Agency Inc. works with Nationwide. This combination of expertise and access to the customizable coverage makes certain that our agents are ready to advise you about your business insurance needs. Call (937) 643-0081 today to get answers to your questions or buy policies over the phone. You can also set an appointment for a consultation at our offices, located at 1625 Springhill Ave.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Spectrum Insurance Agency Inc. also offers products in OH. Please call for information on products in those states.

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