Spectrum Insurance Group LLC in La Crosse, WI
Our Insurance Products
Understanding your insurance coverage should never involve having to learn a new language. That's why Melissa Ann Lewis and Spectrum Insurance Group LLC are proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in La Crosse.
This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
Get the coverage you need in language that makes it easy to understand. Call (800) 659-9693 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 127 West Ave N.
Homeowners insurance is a crucial part of owning and protecting a home. That's why the Spectrum Insurance Group LLC has worked so diligently to understand the insurance priorities of 54601 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your La Crosse neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your La Crosse home, and our agents can help further personalize your homeowner's policy.
How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but Spectrum Insurance Group LLC offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.
Our office is located at 127 West Ave N. But our home insurance expertise extends throughout the greater La Crosse area. Call the Spectrum Insurance Group LLC at (800) 659-9693 to get our take on the best way to protect against potential homeowner damages.
Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
We at Spectrum Insurance Group LLC proudly work with residents in the La Crosse area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call (800) 659-9693 and ask to speak to Melissa Ann Lewis. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 127 West Ave N,La Crosse,WI,54601. We look forward to seeing you.
Managing the daily operations of a business can be challenging, especially since you may wear more than one hat throughout the day. At Nationwide Insurance: Spectrum Insurance Group LLC in La Crosse, we offer a variety of insurance solutions to help keep your business safe and secure, which leaves you with one less thing to worry about. We understand that every business has its own needs which is why we offer customizable coverage that fits your situation the best way possible. Whether it is a one-man shop or you have a number of employees, we can create a policy for you.
If you are unsure about what types of coverage you may need, we are here to help. Melissa Ann Lewis will ask the right questions to determine what your company's needs are and make sure that you are properly protected against the unexpected. You may need business auto coverage, umbrella coverage, business interruption, or equipment breakdown insurance. You can also combine liability, property, and crime coverage into one convenient package if that works best for you.
As part of our service to you, we will review your policy coverage so that you understand exactly what is covered, what your deductibles are, and what your limits are so that there are no surprises down the line. We will also perform periodic reviews and make changes as necessary, as your business grows. We know your time is valuable, which is why we make it easy to sign up for a policy. You can visit our office at 127 West Ave N or give us a call at (800) 659-9693.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Spectrum Insurance Group LLC also offers products in AL, AZ, AR, CA, CO, FL, GA, ID, IL, IN, IA, KS, LA, MI, MN, MS, MO, MT, NE, NM, NY, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, VA, WI, WY, KY. Please call for information on products in those states.
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