Stephen Baldo-Downs, Insurance Agent

Baldo-Downs Insurance LLC

Stephen Baldo-Downs
8:00 AM - 5:00 PM 8:00 AM - 5:00 PM 8:00 AM - 5:00 PM 8:00 AM - 5:00 PM 8:00 AM - 5:00 PMClosed Today Closed Today

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Main Number
(205) 345-5958(205) 345-5958

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(205) 345-5958(205) 345-5958
(205) 349-4393(205) 349-4393

Send Stephen Baldo-Downs an Email


Store Hours:

Day of the WeekHours
Mon8:00 AM - 5:00 PM
Tue8:00 AM - 5:00 PM
Wed8:00 AM - 5:00 PM
Thu8:00 AM - 5:00 PM
Fri8:00 AM - 5:00 PM

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Stephen Baldo-Downs

  • Graduate of The University of Alabama. B.A. Degree
Languages Spoken
  • English
  • Spanish
Licensed In
  • AL
  • MS
  • Auto
  • Life
  • Home
  • Business
Agent Qualifications
  • Over 20 years experience in the insurance field.

Our Insurance Products

The Nationwide Insurance: Baldo-Downs Insurance LLC in Tuscaloosa, AL provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Baldo-Downs Insurance LLC is your local expert for Tuscaloosa auto insurance and all the Nationwide policy options that go into building a personalized coverage solution. No matter what your driving habits, no matter the number and age of household drivers, there's an auto insurance policy that fits your needs. And it's not just the everyday automobile we can help with. If you have an RV, motorcycle, or boat, our agents can help you understand the unique coverage needs for these vehicles, too.

    Have questions about policy types, claim amounts, or liability requirements that apply to AL drivers? Worried about potential gaps in your coverage? Interested in learning more about the Vanishing Deductible® program? Baldo-Downs Insurance LLC can give you the answers. We'll also make sure you receive all the discounts for which you qualify, and the On Your Side® Review makes sure your policy keeps up with your evolving auto insurance needs.

    We recognize that purchasing auto insurance isn't exactly a favorite pastime for any Tuscaloosa driver. By partnering with Nationwide and providing great customer service, Baldo-Downs Insurance LLC can make things a little easier on you. Call us today at (205) 345-5958, and we'll take the stress out of shopping for 35401 car insurance. You can also schedule an appointment to talk about your coverage in person. Our office is located at 408 15th St.

    Get an insurance quote

  • Homeowners Insurance
    Figuring out your home insurance needs does not have to be a stressful process. Eliminate confusion and guesswork by turning to our seasoned insurance professionals at Baldo-Downs Insurance LLC in Tuscaloosa. We offer a wide array of Nationwide home insurance products that are designed to offer maximum protection. Speak with Stephen Baldo-Downs to get an idea of your own unique insurance needs and how they can best be met through a Nationwide policy.

    Some major concerns people have when looking at home insurance include potential coverage gaps, insufficient insurance, and exclusions. We want you to have the peace of mind that comes with knowing that you are fully covered, so we will work with you to create a policy that meets your needs. Call us at (205) 345-5958 or visit Baldo-Downs Insurance LLC on 408 15th St for a detailed consultation on which home insurance is best for you.

    Our goal is to offer every homeowner the best protection for their unique situation. For this reason, we offer many safety incentives. Find out how you can save on your policy by adding safety features to your home or improving its conditions. These can include upgraded alarm systems, window guards, elimination of potential hazards, and more. Ask our professionals at Baldo-Downs Insurance LLC about a comprehensive list of ways to save on your home insurance while improving your home. We are committed to helping you enjoy your home, so we take care of the stress and worrying. Let us know how we can help.

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  • Life Insurance
    If you are thinking about purchasing a life insurance policy in Tuscaloosa, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.

    At Baldo-Downs Insurance LLC, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.

    You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Stephen Baldo-Downs and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.

    Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (205) 345-5958 to speak with one of our team members, or stop by 408 15th St,Tuscaloosa,AL,35401 to discuss your insurance needs in our office.

    LAW-0241AO (05/18)

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  • Business Insurance
    Maybe you're looking for targeted business coverage or maybe you're looking for wide-ranging policy protections as part of a new business continuity plan. Either way, Baldo-Downs Insurance LLC can help you protect past gains, while also positioning your company for future growth.

    Through Nationwide, our agents offer business insurance for Tuscaloosa companies that operate in a wide range of industries from food and beverage to building management to professional contractors. Product offerings include liability, property, and commercial auto insurance. For some companies, it's also crucial to get operating loss coverage to ensure money is coming in even if something forces their business to close shop for a time. Likewise, flexible billing options help you meet premium obligations regardless of how your company's budget is structured.

    It sounds complicated, but it doesn't have to be. In fact, to combine several products in a single policy, have one of the risk management experts at Baldo-Downs Insurance LLC help you build a business owner's policy with coverage that's personalized for your company. Call us at (205) 345-5958 to discuss your Tuscaloosa business insurance or to set up an appointment at the office located at 408 15th St.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Baldo-Downs Insurance LLC also offers products in AL, MS. Please call for information on products in those states.

About Baldo-Downs Insurance LLC

Jessica Mitchell, Insurance Agent

Jessica Mitchell Licensed Customer Service Representative

(205) 345-5958(205) 345-5958
(205) 349-4393(205) 349-4393

Send Jessica Mitchell an Email

Deisy Barrientos-Amador, Insurance Agent

Deisy Barrientos-Amador Licensed Sales & Service Representative

(205) 345-5958(205) 345-5958
(205) 349-4393(205) 349-4393

Send Baldo-Downs Insurance LLC an Email

Jessica Shaw, Insurance Agent

Jessica Shaw Licensed Sales & Service Representative

(205) 345-5958(205) 345-5958
(205) 349-4393(205) 349-4393

Send Jessica Shaw an Email

Randy Colburn, Insurance Agent

Randy Colburn Associate Agent

(205) 345-5958(205) 345-5958
(205) 349-4393(205) 349-4393

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Drew Pflughoft, Insurance Agent

Drew Pflughoft Associate Agent

(205) 345-5958(205) 345-5958
(205) 349-4393(205) 349-4393

Send Drew Pflughoft an Email

Our Agency is a Nationwide designated Heritage Agency. My dad, Roger Downs began our Agency in 1981. I joined him in 1998 as an Associate Agent after graduating from the University of Alabama. In 2013, I took over as the Primary Agent. This means our Agency has been serving families and businesses in Tuscaloosa and the surrounding communities for nearly 35 years.
It is our mission to serve you in a memorable way and to provide you with excellent customer service in every interaction. We want to make it easier for you to protect what matters most to you so that you can live confidently. We offer a full line of Personal, Commercial, Life, Farm, and Powersports Insurance to meet almost any need.

Average customer rating for Baldo-Downs Insurance LLC

408 15th St
Tuscaloosa, AL 35401