Steven G Luray, Insurance Agent

Luray and Associates Inc.

Steven G Luray
Agency Owner
9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 10:30 AM - 1:00 PMClosed Today

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Main Number
(410) 602-2636(410) 602-2636

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Get an insurance quote

(410) 602-2636(410) 602-2636
(410) 602-8773(410) 602-8773

Send Steven G Luray an Email


Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM
Sat10:30 AM - 1:00 PM

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Steven G Luray

  • BSBA - Washington University, 1987
Languages Spoken
  • English
Licensed In
  • DE
  • DC
  • MD
  • PA
  • VA
  • Auto
  • Life
  • Home
  • Business
  • Champion Award
  • Nationwide Auto Council
  • Nationwide Corporate Service Award
  • Nationwide Commercial Council

Our Insurance Products

The Nationwide Insurance: Luray and Associates Inc. in Baltimore, MD provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Whether you're changing vehicles or simply searching for better coverage this policy term, let Luray and Associates Inc. answer all your auto insurance questions. Our agents can ensure your policy meets all applicable MD requirements, while also pointing out areas where gaps in coverage may occur. We can help find your sweet spot between stronger coverage and affordable costs. You won't find a more knowledgeable, friendly source for personalized auto insurance in Baltimore.

    Area drivers will quickly come to realize the value that Nationwide brings to the table. This includes everything from policy discounts to flexible billing options to the On Your Side® Claims Service. But it also includes personalized policy options and exclusive programs from Nationwide that are popular with other Baltimore drivers Luray and Associates Inc. serves. Vanishing Deductible®, for example, is a great way to reward yourself for each year you stay claims-free.

    Our office address is 1726 Reisterstown Road, but no matter which Baltimore zip code you park your car in, we can offer quick estimates and sound advice. Give us a call at (410) 602-2636. With one of our agents as your guide, it doesn't need to take all day to consider your choices.

    Get an insurance quote

  • Homeowners Insurance
    Buying a new home in Baltimore is a big step for anyone, and making this important decision requires thinking seriously about insurance needs. New homeowners should begin exploring their insurance coverage needs as soon as the property sale has been finalized; this is the best way to know that you are enjoying the full benefits of insurance protection. If you are unsure about the coverage needs of your new home, Steven G Luray can help. Here at Luray and Associates Inc., we help homeowners every day by providing personalized insurance solutions.

    Nationwide coverage can be personalized to individual policy holders. This is the best way to make sure that your property is receiving the kind of protection it deserves. Explore coverage options for garages, storage sheds, children's play equipment, swimming pools, and many other special features. If you own heirlooms, antiques, or works of art then your homeowner policy should reflect the value of these belongings. Your agent can provide helpful information about coverage options so you can create the policy that suits your needs.

    We love helping homeowners access the great Nationwide insurance products that suit their lifestyle and individual needs. Your family and your property deserve the best, so we have teamed up with a company renowned for customer service, Nationwide. Nationwide agents and the Luray and Associates Inc. team members are here to help. Call us today at (410) 602-2636 or visit our 1726 Reisterstown Road location.

    Get an insurance quote

  • Life Insurance
    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Baltimore, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Luray and Associates Inc. and Steven G Luray can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (410) 602-2636 for an appointment with an agent. Feel free to stop by 1726 Reisterstown Road,Baltimore,MD,21208 to discuss Nationwide coverage options in person.

    LAW-0239AO (05/18)

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  • Business Insurance
    Business insurance can get complicated at times. With so many financial, professional, and personal issues to consider, Nationwide understands that it may be difficult to find a policy that fits your needs. At Nationwide, our knowledgeable and approachable agents strive to provide small business owners from all backgrounds with a simple and enjoyable insurance experience. We are ready to answer your questions, and we have a wide range of insurance products for you to choose from. If you need reliable insurance for your business, Nationwide may have what you are looking for.

    Your business is your livelihood, and protecting it is probably pretty high on your list of priorities. Our liability policies can protect you from lawsuits filed by customers who are injured or have property damaged while on your premises. Property insurance protects the physical location of your business in the event of theft, fire, natural disasters, and other unfortunate occurrences. These policies even cover the items inside the building and offer coverage to individuals who run a business from home. In today's high-tech society, Nationwide can protect your business from fraud, forgery, and data compromises as well. We also offer a variety of worker's compensation, accounts receivable, equipment breakdown, and business income policies that can be customized to your own specifications.

    Securing your business is not as difficult as you think, especially when you choose to involve Nationwide. At Luray and Associates Inc. in Baltimore, our certified agent, Steven G Luray, is ready to assist you with your insurance needs and concerns. Luray and Associates Inc. is located at 1726 Reisterstown Road. If you are ready to discuss the future of your small business, give us a call at (410) 602-2636 right now.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center

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The Luray and Associates Inc. also offers products in DE, DC, MD, PA, VA. Please call for information on products in those states.

About Luray and Associates Inc.

Kimberly Huff, Insurance Agent

Kimberly Huff Associate Agent

(410) 602-2636(410) 602-2636
(410) 602-8773(410) 602-8773

Send Kimberly Huff an Email

Chari Malkin, Insurance Agent

Chari Malkin Agency Office Manager

(410) 602-2636(410) 602-2636
(410) 602-8773(410) 602-8773

Send Chari Malkin an Email

I started the agency 20 years ago when I left the banking and accounting world looking for something different. I found the insurance business and never looked back. We are a multiline insurance agency that writes Nationwide auto, home and Life insurance products. We also specialize in commercial insurance including offices, rental properties and worker's compensation. Locally, the Agency participates in food drives and I have run the local Pikesville (Wellwood) Baseball League and have served on the board of the Greater Pikesville Recreation Council. I believe in giving back to our community.
If you are looking for fast, friendly, honest and reliable service, then we are the agency for you. We like to take the time to explain what you are actually buying, ask questions to discover your needs and offer solutions to satisfy those needs We also LOVE difficult cases that other agencies have declined or can't insure. These can include auto insurance with bad driving records, life insurance that was declined elsewhere and difficult classes of commercial insurance. Call us!!!

Average customer rating for Luray and Associates Inc.

1726 Reisterstown Road
Suite 220
Baltimore, MD 21208