Tera Insurance Services Inc. in San Jose, CA

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Tera Insurance Services Inc. in San Jose, CA provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    What do you desire from an auto insurance company? Many people ask for a smooth and easy claims process as well as attentive service. Tera Insurance Services Inc. has teamed up with Nationwide to deliver precisely that experience. Clients are not a number to us, they are individuals. Everyone's car insurance requirements in San Jose differ, and we recognize that.

    Nationwide offers a wide-ranging array of programs and coverage levels so that you are able to pick what is right for you. For example, the many coverage offerings include Liability coverage, Collision coverage, Medical Payments coverage, and Roadside Assistance coverage. Nationwide not only provides auto insurance but also has programs for motorcycles, RVs, and other special vehicle types. Of course, insurance needs change from year to year, so Nationwide offers an annual On Your Side® Review to look at your specific needs.

    Give Trung Nhat Tran a call today at (408) 457-3030 to get a conversation going about car insurance needs. Face-to-face chats are great too, just make an appointment and stop by the office at 2092 Concourse Dr. We can provide more information about discounts you may qualify for, such as Multi-Policy discounts, Accident-Free discounts, Paperless documents, and Good Student discounts.

  • Homeowners Insurance

    You've already personalized your home, now it's time to personalize your home insurance coverage. Tera Insurance Services Inc. is your local resource for navigating the world of home insurance, and we have teamed up with Nationwide to offer you a variety of coverage options. Your home is unique, and so is San Jose, which means your home insurance should reflect that uniqueness. Trung Nhat Tran is on call to help you determine the best coverage for your home.

    However, it's not just the physical aspect of your home. While detached additions like pools and gazebos are important to your coverage, your personal belongings and memorabilia also need protection. You've filled your home with items unique to your life, from family heirlooms to hand-picked works of art. Depending on the age and price of your belongings, Brand New Belongings® coverage may be right for you. This package may help to replace or repair your covered belongings.

    Trung Nhat Tran and our other local agents are ready to help you figure out your personalized home insurance solution. You can visit our office at 2092 Concourse Dr or call us at (408) 457-3030. We will take the time to explain all your options as well as unique coverage concerns based on living in San Jose, and we'll make sure you know about available discounts you may qualify for.

  • Life Insurance

    No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Trung Nhat Tran in San Jose. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.

    From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.

    If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Tera Insurance Services Inc. located at 2092 Concourse Dr,San Jose,CA,95131. You’re also more than welcome to speak with Trung Nhat Tran directly by calling (408) 457-3030.


    LAW-0242AO (05/18)

  • Business Insurance

    Acting proactively is one key to small-business success. Whether you run a dry cleaner business, florist shop, real estate office, attorneys office, or something else entirely, we at Nationwide Insurance: Tera Insurance Services Inc. have many excellent insurance solutions to offer you thanks to our working with Nationwide. Nationwide and its agents insure more than 500,000 small businesses all across the United States, and we are committed to providing quality coverage in San Jose that is affordable and meets your needs.

    If you are uncertain about where to start with your insurance plan, we offer On Your Side® Reviews to assess your business and to make recommendations to the types of insurance coverage you may need. Another good way to approach the matter is to get a business owners policy, or BOP, specific to your industry type. After that, you can add on options to fit specific situations. For example, such additional coverage options include workers compensation insurance, cyber liability insurance, accounts receivable insurance, and crime insurance. Even two businesses in the same industry may have vastly different insurance needs, so we make many coverage choices available. Business size, finances, and target customer base can often factor into insurance coverage as well.

    It is natural to wonder about the amount and type of coverage that is appropriate for your business. Contact our office today to get answers. You can give us a call at (408) 457-3030 or visit us on 2092 Concourse Dr to protect your business as much as possible.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Tera Insurance Services Inc. also offers products in AZ, CA, NV, TX. Please call for information on products in those states.

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