Terry F Dugan Jr, Insurance Agent

Terence F Dugan Jr Lutcf

Terry F Dugan Jr
Agency President
9:00 AM - 5:30 PM 9:00 AM - 5:30 PM 9:00 AM - 5:30 PM 9:00 AM - 5:30 PM 9:00 AM - 5:30 PMClosed Today Closed Today

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Main Number
(703) 430-2500(703) 430-2500

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(703) 430-2500(703) 430-2500
(703) 450-4703(703) 450-4703

Send Terry F Dugan Jr an Email


Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:30 PM
Tue9:00 AM - 5:30 PM
Wed9:00 AM - 5:30 PM
Thu9:00 AM - 5:30 PM
Fri9:00 AM - 5:30 PM

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Terry F Dugan Jr

Former U.S. Navy - 1983 to 1989 Stationed on the USS America CV-66 Aircraft Carrier
  • Graduate - Old Dominion University
Languages Spoken
  • English
Licensed In
  • VA
  • Auto
  • Life
  • Home
  • Business

Our Insurance Products

The Nationwide Insurance: Terence F Dugan Jr Lutcf in Sterling, VA provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Terence F Dugan Jr Lutcf has been helping Sterling drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Terence F Dugan Jr Lutcf will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.

    No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Sterling area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.

    Terence F Dugan Jr Lutcf can answer questions about coverage limits, policy options or billing schedules. Our expertise and Sterling auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (703) 430-2500. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Terence F Dugan Jr Lutcf is located at 101 East Holly Ave.

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  • Homeowners Insurance
    Modern home insurance coverage is not one-size-fits-all, but is instead based on the unique aspects of your home and living in Sterling. Some physical components to consider when covering your home are detached additions, like pools and sheds.

    Another aspect of home insurance is covering the belongings on the inside, the ones that are most valuable or the most important to you. For expensive works of art, antiques or jewelry, there is our Valuables Plus® coverage. If the unforeseen does happen, you can be covered with our Brand New Belongings® program which aids in the repair or replacement of your covered belongings. Whether you're covering priceless memories or expensive boutique items, Terry F Dugan Jr and all our other local agents want to make sure you get the best coverage possible.

    The sheer number of coverage options and discounts can seem overwhelming, but not when you have Terence F Dugan Jr Lutcf to explain every step along the way. We're located at 101 East Holly Ave, but you can also call us at (703) 430-2500 to schedule an appointment or just ask questions.

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  • Life Insurance
    At Terence F Dugan Jr Lutcf, we want to make customers aware of how easy and affordable life insurance is. We know many people in Sterling think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact Terry F Dugan Jr at (703) 430-2500 to arrange a time to meet in office at 101 East Holly Ave,Sterling,VA,20164 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.

    LAW-0244AO (05/18)

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  • Business Insurance
    Your business is your pride and joy, and at Terence F Dugan Jr Lutcf we know how important it is for you to feel confident that sufficient insurance protection is in place. That's why we have a range of excellent solutions designed to offer you a policy that works for your business. For example, you'll find that a businessowners policy, or BOP, provides a combination of property insurance, liability insurance, and other pertinent coverage options targeted specifically to your needs.

    You may be considering crime insurance that protects your business if it experiences theft, fraud, or forgery, or accounts receivable coverage that kicks in if one of your customers fails to pay you for your services. Cyber liability Insurance is another important kind of coverage that guards against computer attacks and damage to your computer systems and electronic data, which are very real concerns in today's world. Another worry that may hover at the back of your mind is having to close your doors temporarily if you've suffered a loss from something like a natural disaster. We have coverage for that as well, called business interruption insurance.

    Terence F Dugan Jr Lutcf is proud to work with Nationwide to offer commercial insurance that can address the issues, circumstances, or loss you might face in your business life. From equipment breakdown insurance to workers' compensation, there are many different options, and Terry F Dugan Jr in Sterling will be happy to go over them with you. Feel free to stop by our 101 East Holly Ave office any time, or phone us at (703) 430-2500. We look forward to learning about your business and discussing the many ways we can help to protect it.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Terence F Dugan Jr Lutcf also offers products in VA. Please call for information on products in those states.

About Terence F Dugan Jr Lutcf

We have been helping our customers address their insurance needs for 20 years. While our office is located in Sterling, we proudly serve the communities of Ashburn, Leesburg, Purcellville, Reston, Herndon, Chantilly, Hamilton, Round Hill, Warrenton, Sterling Park, Countryside, Cascades and Sugarland Run.
I work for you!

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101 East Holly Ave
Ste 4
Sterling, VA 20164