Tervo Agency Inc. in Hancock, MI
Our Insurance Products
Your vehicle is an investment in both access and opportunity, which is why it's important to make sure it has the insurance coverage that you need to protect it. Tervo Agency Inc. knows how important this is to drivers in Hancock, which is why we work with Nationwide to provide policies to our members. Each vehicle and each driver is unique, so their insurance coverage also needs to be.
When building a policy, Tervo Agency Inc. asks members to look at the level of liability coverage they need first. From there, we help you figure out the best combination of collision and comprehensive coverage to protect the vehicle from damage when it is in motion and when it is parked. We will also work with you determine what discounts you may qualify for. For example, safe driving history and the vehicle's onboard safety options may help drivers reduce the cost for insurance.
Get the peace of mind you need by getting the policy that fits your needs. Call (906) 482-0080 today. Our agents are ready to answer questions, provide quotes, and sell policies over the phone for our clients' convenience. If you prefer to review your insurance needs face-to-face, you can also call to schedule an appointment. Face-to-face appointments are held in our office at 230 Quincy St.
Tervo Agency Inc. can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Hancock agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Hancock neighborhoods are, no two households are exactly the same, even within 49930.
For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Hancock home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.
Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Tervo Agency Inc. walk you through the options and clearly explain your policy choices. Simply give us a call at (906) 482-0080. Or, if you're in the 49930 area during office hours, swing by our Hancock location at 230 Quincy St, and we can discuss your home insurance options in person.
No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Tervo Agency Inc. in Hancock. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.
From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.
If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Tervo Agency Inc. located at 230 Quincy St,Hancock,MI,49930. You’re also more than welcome to speak with Tervo Agency Inc. directly by calling (906) 482-0080.
Acting proactively is one key to small-business success. Whether you run a dry cleaner business, florist shop, real estate office, attorneys office, or something else entirely, we at Tervo Agency Inc. have many excellent insurance solutions to offer you thanks to our working with Nationwide. Nationwide and its agents insure more than 500,000 small businesses all across the United States, and we are committed to providing quality coverage in Hancock that is affordable and meets your needs.
If you are uncertain about where to start with your insurance plan, we offer On Your Side® Reviews to assess your business and to make recommendations to the types of insurance coverage you may need. Another good way to approach the matter is to get a business owners policy, or BOP, specific to your industry type. After that, you can add on options to fit specific situations. For example, such additional coverage options include workers compensation insurance, cyber liability insurance, accounts receivable insurance, and crime insurance. Even two businesses in the same industry may have vastly different insurance needs, so we make many coverage choices available. Business size, finances, and target customer base can often factor into insurance coverage as well.
It is natural to wonder about the amount and type of coverage that is appropriate for your business. Contact our office today to get answers. You can give us a call at (906) 482-0080 or visit us on 230 Quincy St to protect your business as much as possible.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Tervo Agency Inc. also offers products in MI. Please call for information on products in those states.
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