The Kinney Agency Inc.
Our Insurance Products
- Auto InsuranceTaking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why The Kinney Agency Inc. prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Beaver Falls feeling confident they have exactly the coverage they need.
Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Debbie R Call works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.
If you have questions about coverage options and policies, talk to one of our agents by calling us at (518) 747-4136. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting with Debbie R Call in our office at 3027 State Route 4.
- Homeowners InsuranceThe Kinney Agency Inc. can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Hudson Falls agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Hudson Falls neighborhoods are, no two households are exactly the same, even within 12839.
For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Hudson Falls home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.
Best of all, there's no reason to feel overwhelmed by any of these decisions. Let The Kinney Agency Inc. walk you through the options and clearly explain your policy choices. Simply give us a call at (518) 747-4136. Or, if you're in the 12839 area during office hours, swing by our Hudson Falls location at 3027 State Route 4, and we can discuss your home insurance options in person.
- Life InsuranceAt The Kinney Agency Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Hudson Falls think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact Debbie R Call at (518) 747-4136 to arrange a time to meet in office at 3027 State Route 4,Hudson Falls,NY,12839 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
- Business InsuranceHudson Falls companies of all kinds come to The Kinney Agency Inc. with their business insurance and risk management needs. That's why we've partnered with Nationwide. Maybe you're looking for a specific product offering like general liability or commercial property. Or maybe you're looking for a business owner's policy customized to eliminate any lingering coverage gaps. Versatile insurance solutions are available for local companies that operate in major industries as well as small businesses in niche markets.
Debbie R Call talks to a lot of Hudson Falls business owners who are looking for a policy that's customized for their company but doesn't become another huge demand on their time. As part of our service at The Kinney Agency Inc., we'll make sure your company gets a free On Your Side® Review to search for new discounts and gaps in coverage. One of our agents can also explain the flexible billing and payment options available through Nationwide. It's easy to structure a policy to meet your immediate budgetary needs, while also helping to position your company for future growth.
Call The Kinney Agency Inc. at (518) 747-4136. We can discuss your company's risk management needs so that you can make a decision about your coverage quickly and confidently. We can also set up a time to talk in person. Our office is located at 3027 State Route 4.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The The Kinney Agency Inc. also offers products in NY, VT. Please call for information on products in those states.
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