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The Wharton Agency in Excelsior Springs, MO

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The The Wharton Agency in Excelsior Springs, MO provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    The Wharton Agency is committed to finding Excelsior Springs drivers affordable coverage and available policy discounts, while also delivering superior customer service. That's why we've chosen to partner with Nationwide. The advantages begin with great coverage at a great price, but many Excelsior Springs drivers find ways to improve their policy year after year. From the Vanishing Deductible® program to free policy evaluations, get a better auto insurance experience with The Wharton Agency.

    The Wharton Agency will help identify and eliminate any gaps in your coverage. Our agents also work hard to eliminate any gaps in customer service. See the local Excelsior Springs network of qualified car repair shops. Learn about the extra peace of mind that comes with being able to securely monitor car repairs through Nationwide's AutoWatch® program.

    The Wharton Agency can answer any questions Excelsior Springs drivers have about claim limits, policy options, or specific types of vehicles and household drivers. Don't get overwhelmed by the complexities of auto insurance. Call us at (816) 630-6505, and make your choices quickly and confidently with one of our knowledgeable agents. You can also set up a time to talk in our office. You'll find The Wharton Agency at 1917 W Jesse James Rd.

  • Homeowners Insurance

    Figuring out your home insurance needs does not have to be a stressful process. Eliminate confusion and guesswork by turning to our seasoned insurance professionals at The Wharton Agency in Excelsior Springs. We offer a wide array of Nationwide home insurance products that are designed to offer maximum protection. Speak with Richard L Wharton to get an idea of your own unique insurance needs and how they can best be met through a Nationwide policy.

    Some major concerns people have when looking at home insurance include potential coverage gaps, insufficient insurance, and exclusions. We want you to have the peace of mind that comes with knowing that you are fully covered, so we will work with you to create a policy that meets your needs. Call us at (816) 630-6505 or visit The Wharton Agency on 1917 W Jesse James Rd for a detailed consultation on which home insurance is best for you.

    Our goal is to offer every homeowner the best protection for their unique situation. For this reason, we offer many safety incentives. Find out how you can save on your policy by adding safety features to your home or improving its conditions. These can include upgraded alarm systems, window guards, elimination of potential hazards, and more. Ask our professionals at The Wharton Agency about a comprehensive list of ways to save on your home insurance while improving your home. We are committed to helping you enjoy your home, so we take care of the stress and worrying. Let us know how we can help.

  • Life Insurance

    Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.

    At The Wharton Agency, we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.

    We work with Nationwide to provide friendly service and diverse coverage options to customers in Excelsior Springs. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.

    There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Richard L Wharton and our other team members can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.

    If you are ready to learn coverage options, contact one of our agents at (816) 630-6505 to discuss them over the phone. You can also make an appointment or visit our office at 1917 W Jesse James Rd,Excelsior Springs,MO,64024 to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.


    LAW-0240AO (05/18)

  • Business Insurance

    Nationwide Insurance: The Wharton Agency has extensive local knowledge of the various industries operating in Excelsior Springs and 64024, earned through past experience working with individual companies that call Excelsior Springs home. The professional liability needs of a doctor, lawyer, or real estate agent are much different than, say, the commercial property insurance needs of a wholesaler/distributor. And with our own brick-and-mortar location, we understand how important location is to commercial insurance - even to those businesses which lease their operating space.

    These diverse risk management needs also explain why we help so many of our commercial clients with a business owner's policy from Nationwide. With this type of policy, Nationwide Insurance: The Wharton Agency can combine different coverages into a single policy customized for your company's goals and responsibilities. But no matter your business insurance needs, know that Nationwide Insurance: The Wharton Agency can help you find coverage that makes sense for your Excelsior Springs company.

    Don't wait any longer to protect what you've worked so hard to build. Let Nationwide Insurance: The Wharton Agency make sure your customers, employees, and business are covered. Give us a call at (816) 630-6505 to discuss how we can better manage your company's risk and set up a payment schedule that fits with your weekly, monthly, and annual business expenditures.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The The Wharton Agency also offers products in KS, MO. Please call for information on products in those states.

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