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Thomas W Jones, Insurance Agent

Fargo- Jones Insurance Agency, Inc. in Charles Town, WV

Thomas W Jones

Agency Owner

8:30 AM - 5:30 PM 8:30 AM - 5:30 PM 8:30 AM - 5:30 PM 8:30 AM - 5:30 PM 8:30 AM - 5:30 PMClosed Today Closed Today
Main Number
(304) 725-3434(304) 725-3434

Get an insurance quote

Get an insurance quote


Store Hours:

Day of the WeekHours
Mon8:30 AM - 5:30 PM
Tue8:30 AM - 5:30 PM
Wed8:30 AM - 5:30 PM
Thu8:30 AM - 5:30 PM
Fri8:30 AM - 5:30 PM
The Inwood Location is open on Saturdays from 9am-1pm.

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Thomas W Jones

40 Years experience with Nationwide Insurance Companies.


  • Graduate of Fairmont State College

Professional Designations


Languages Spoken

  • English

Licensed In

  • AL
  • MD
  • VA
  • WV


  • Auto
  • Life
  • Home
  • Business

Agent Qualifications

  • Member of Eastern Panhandle Life Underwriters Assn. Member of Nationwide Insurance Destinguished Sales and Service Award, Chairmans Auto Council, Business Executive and Champion Award Winner.


  • Champion Award
  • Presidents Conference Award
  • Nationwide Auto Council
  • Nationwide Commercial Council

Community Activities

  • Member of the Jefferson County Chamber of Commerce, Charles Town Rotary Club and past member of the Old Opera House Board of Directors. Current Vice President of United Way Organization.

Our Insurance Products

The Nationwide Insurance: Fargo- Jones Insurance Agency, Inc. in Charles Town, WV provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Get a personalized policy solution with Fargo- Jones Insurance Agency, Inc.. Our agents will take the time to understand your auto coverage priorities whether your household residing in Charles Town includes a first-time driver, specialty vehicle, or specific financial concerns. No matter what your priorities, the versatile policy options and coverage programs from Nationwide have enabled Fargo- Jones Insurance Agency, Inc. to serve motorists in neighborhoods across Charles Town.

    Looking for additional motorist services? Rental reimbursement, towing and labor and roadside assistance offer peace of mind should the day come when your vehicle has seen one too many Washington winters. Or maybe you're looking for more affordable coverage. Talk to Fargo- Jones Insurance Agency, Inc. or one of our other agents about available policy discounts. This includes discounts such as family plans and good student discounts, as well as anti-theft and defensive-driving incentives. Plus, there's more than one way to create coverage that's easier on the pocketbook. The Vanishing Deductible® program rewards Charles Town drivers for each year of claims-free driving.

    Better yet, shopping for auto insurance doesn't need to take a bunch of your time or patience. Get a policy recommendation quickly and confidently with Fargo- Jones Insurance Agency, Inc.. Call us at (304) 725-3434 to discuss coverage details and to buy a policy directly over the phone. You can also schedule a visit with our 300 W Washington St office.

    Get an insurance quote

  • Homeowners Insurance

    Part of protecting your family's financial future is purchasing appropriate insurance for your life situation. For homeowners, coverage for your property is important for your financial security. Fargo- Jones Insurance Agency, Inc. offers several types of home insurance products so you can find the protection you need. Speak with Fargo- Jones Insurance Agency, Inc. to find out which type of home insurance is the best for you.

    Just as homes can vary greatly from one another, home insurance policies do as well. You want to obtain coverage that will fully protect you against potential risks, without overpaying for coverage you do not need. The size and type of your home are just some of the factors that can affect which provisions you will want your policy to include. Call (304) 725-3434 or schedule an appointment for a consultation with Fargo- Jones Insurance Agency, Inc. in Charles Town to discuss your customized options.

    We at Nationwide want you to feel comfortable and secure with the protection you have. We know that your circumstances are highly individual and we want you to be protected from every angle. You can come into the agency office on 300 W Washington St to speak with highly qualified insurance professionals who will give you the information you need to decide which policy to choose.

    Get an insurance quote

  • Life Insurance

    When you’re ready to purchase life insurance, it helps if you start off by choosing a good life insurance agent in Charles Town. Whether you already have a policy and are looking to update coverage for yourself or you’re ready to start a family and want to learn coverage options, you’ll need an agent that is as good as the insurer they represent. At Fargo- Jones Insurance Agency, Inc., our agents work hard to provide customers with the service and coverage options they need to strengthen their families’ financial security and help them enjoy peace of mind.

    There are many types of life insurance for you to consider as you determine what your financial security needs are. A good agent’s assistance is invaluable. They can help you understand confusing industry jargon. They can also educate you about different coverage options to enable you to make well-informed decisions that provide your family with enough death benefit to keep them financially comfortable in the event of your untimely death. Think about if you live longer than expected. As you grow older, you and your family’s financial needs will change, especially if you require long-term care. Do not leave anything to chance and unexpected circumstance. Think about your current financial obligations, how much you can afford for premiums and future financial goals.

    If you’re not sure how to get the coverage you need or are not sure if your current policy is enough, feel free to stop by 300 W Washington St, Charles Town, WV, 25414 to speak with Fargo- Jones Insurance Agency, Inc.. You can also contact them directly by dialing (304) 725-3434.

    LAW-0243AO (05/18)

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  • Business Insurance

    As a small business owner, you need to protect your investment. Separately purchasing each type of insurance you need can be costly and time-consuming, but there is a better option. A business owner's policy, also known as a BOP, from Nationwide combines some of the most important types of insurance into one easy-to-use policy. Fargo- Jones Insurance Agency, Inc. can help you create a BOP plan to meet your specific needs. Choose from packages designed for auto service businesses, retail businesses, food service companies, service businesses, or office companies. We can even create a custom plan based on your company's specific needs. BOP plans traditionally include property damage, general liability insurance, and income loss coverage due to an interruption, but we can also offer cyber liability, hired and non-owned auto insurance, accounts receivable, and several other options for your business. You may be wondering why you should choose a policy through Nationwide and Fargo- Jones Insurance Agency, Inc.. Simply put, Nationwide is the number one small business insurer in the country, having had the pleasure of protecting more than 500,000 small businesses in the United States. You will even receive an annual On Your Side® Review to make sure you still have the best protection available for your needs. To learn more, call us at (304) 725-3434 or stop by our offices on 300 W Washington St. Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Fargo- Jones Insurance Agency, Inc. also offers products in AL, MD, VA, WV. Please call for information on products in those states.

About the Fargo- Jones Insurance Agency, Inc.

Bryan A Jones, Insurance Agent

Bryan A Jones Associate Agent

(304) 725-3434(304) 725-3434
(304) 725-3436(304) 725-3436
Angela Jones, Insurance Agent

Angela Jones Associate Agent

(304) 725-3434(304) 725-3434
(304) 725-3436(304) 725-3436
Bobby D Jones, Insurance Agent

Bobby D Jones Associate Agent

(304) 725-3434(304) 725-3434
(304) 725-3436(304) 725-3436
701 N Main St
Moorefield, WV 26836
Main Number
(304) 530-6225(304) 530-6225
Click to visit page of this location
77 Middleway Pike
Inwood, WV 25428
Main Number
(304) 229-6722(304) 229-6722
Click to visit page of this location
We are a leading Nationwide Agency in West Virginia with 3 convenient locations in the eastern panhandle. Our licensed professional staff has the experience and expertise to serve our customers. Our profits are derived through ethical hard work, and we re-invest part of our proceeds back into our community. Our reputation has been built on years of exemplary service knowledge and trust. We are a third generation agency. We understand that this is not a one size fits all business; every individual is different and needs a customized plan. We contact our clients on a regular basis and do an On Your Side" Review to help prevent gaps in coverage and to make policy adjustments. Clients appreciate our calls and that makes a big difference in our agency. Our agency was awarded West Virginia's Agency of the Year in 2010 by Nationwide Insurance, and the way we got there was by keeping in contact with our customers. Our motto is "let our family protect your your family."
Our Agency is located in Historic Downtown Charles Town Area. The Agency has serviced the needs of Jefferson County Residents for over 40 years, and our motto is: The Agency That Service Built. Jones Agency better serves Berkeley Co from their office located in Inwood East Plaza and additional Jefferson Co location at 43B Ruland Rd next to new Jefferson Co DMV.

Average customer rating for Fargo- Jones Insurance Agency, Inc.

300 W Washington St
Charles Town, WV 25414