Three Rivers Insurance Inc.

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Three Rivers Insurance Inc. in Payette, ID provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance
    You know the importance of being a responsible driver who is defensive and aware of your surroundings. Now, it is time to enlist the help of Three Rivers Insurance Inc. so we can create an auto insurance policy that is customized to meet the needs of your family. We take our job seriously and are confident we can design a policy that accurately addresses the unique risks your family faces.

    When you begin working with Three Rivers Insurance Inc. at our Payette office location, you will notice that adding drivers to your policy or modifying coverage options is simple, efficient, and understandable. By working together with Nationwide, we provide an On Your Side® Review where we assess changes that need to be made to your policy. We also look for ways to lower the rates you pay and provide you with discounts for which you may qualify such as good student discount or multi-policy discount.

    There is no greater time than now to protect your family with the security of a reliable auto insurance policy. You can call us today at (208) 322-2445 to set up an appointment at our office located at 26 S Main St. We look forward to helping you acquire the coverage you need.
  • Homeowners Insurance
    For years, Three Rivers Insurance Inc. has been helping homeowners safeguard their most valuable possessions. We are a fully licensed Nationwide Insurance agency, and when you allow us to provide you with home insurance, you will be gaining access to some of the best customer service in the country. Nationwide home insurance protects your home in the event of theft, natural disaster, water backup, and other occurrences. Our insurance policies not only have the ability to protect your home and other structures on your property, but they also extend coverage to the items inside of your home that you worked so hard to acquire.

    Additionally, if you are interested in personal liability insurance, we are more than confident we can provide you with an option that fits your needs and budget. A personal liability policy may help pay for covered instances in the event someone sustains an injury or causes damage on your property. If you prefer broader, more comprehensive coverage, consider purchasing one of our umbrella policies. An umbrella policy is designed to protect you from claims and lawsuits beyond your standard policy limits, as well as, cover claims that may not be covered under your other liability policies.

    Amber L Cope has an in-depth understanding of our Nationwide home insurance products and other personal liability policies. Find us in Payette at 26 S Main St. Our agents are highly trained and are capable of answering all of your questions about home insurance policies. Call Three Rivers Insurance Inc. at (208) 322-2445 to explore your insurance options.
  • Life Insurance
    Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.

    We at Three Rivers Insurance Inc. are here to help newlyweds in the Payette area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.

    In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.

    After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.

    Call us at (208) 322-2445 and ask for Amber L Cope. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 26 S Main St,Payette,ID,83661. It may be the most important date of your life.


    LAW-0247AO (05/18)
  • Business Insurance
    As a small business owner, Nationwide understands your concern about the future. Your business is your pride and joy, and if something were to happen, you want to be able to provide for yourself and your family. At Nationwide, our knowledgeable and courteous agents can help you find the perfect business insurance policy. We offer a wide array of policies that can be customized to fit businesses of all types and sizes, and we are more than confident that we can find one for you. Nationwide Insurance: Three Rivers Insurance Inc. in Payette can help you find the coverage you are looking for.

    When it comes to business insurance, there are many things to consider. The needs of your customers, employees, and yourself will need to be taken into account before settling on a policy. At Nationwide this is not a problem, and our property, business income, and liability insurance policies can provide you with coverage that you can rely on. If your property is damaged by fire, nature, or other misfortune, the property itself and the items inside can be covered. If your business must temporarily cease operations, a business income policy can provide you with a steady stream of income to cover your expenses until you can get back in business. Liability insurance is also a must-have to protect your business against customer and third-party lawsuits.

    Nationwide also offers accounts receivable, commercial auto, crime, and worker's compensation policies. At Nationwide Insurance: Three Rivers Insurance Inc., Amber L Cope can discuss our full range of insurance products in person. Visit us at 26 S Main St, or call (208) 322-2445 if you are ready to find the right policy.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Three Rivers Insurance Inc. also offers products in AZ, CA, CO, DC, ID, MT, NV, ND, OR, UT, WA, WY. Please call for information on products in those states.

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