Time Insurance Agency Inc. in Punta Gorda, FL

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Time Insurance Agency Inc. in Punta Gorda, FL provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Auto insurance is not one-size-fits-all. For some Punta Gorda residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the Time Insurance Agency Inc., we know how to customize a policy so that it meets the needs and priorities of your Punta Gorda household.

    As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Punta Gorda customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.

    Let the Time Insurance Agency Inc. take the stress out of buying auto insurance in Punta Gorda. Give us a call at (941) 637-1106 to talk about your coverage or to make an appointment with our office during business hours. We're located at 115 W Olympia Ave.

  • Homeowners Insurance

    A home can be one of your most valuable assets, and deserves to be treated as such by having a durable insurance protection. While James Robert Kubek of Time Insurance Agency Inc. may not be able to prevent unexpected events from occurring, you can rest assured that we'll cover you if something does happen. We've teamed up with the well-experienced pros of Nationwide to provide you and your property with best home protection for your needs.

    Besides assisting you in taking account of personal possessions at your home, we also check the latest insurance discounts to help you save as much money as possible. Some ways in which you can save on the overall cost of home insurance include raising your deductible, bundling your policies with us, and boosting your home security.

    Ready to ride off into the sunset with an exemplary homeowners insurance plan? We're ready to get to work on crafting the perfect plan for you, your home, and your family. Call James Robert Kubek at (941) 637-1106 or drop in for a visit at our office on 115 W Olympia Ave.

  • Life Insurance

    If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.

    We at Time Insurance Agency Inc. are here to help people like you in the Punta Gorda area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.

    When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?

    You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.

    Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (941) 637-1106 and ask for James Robert Kubek. We are located at 115 W Olympia Ave,Punta Gorda,FL,33950 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.


    LAW-0248AO (05/18)

  • Business Insurance

    Along with versatile coverage options from Nationwide, Nationwide Insurance: Time Insurance Agency Inc. has the expertise to customize a business insurance solution for any Punta Gorda company. Whether it's a golf course, medical clinic, food vendor or B2B contractor, learn how to better manage your risk with one of our expert business insurance agents.

    First and foremost, it's crucial that any coverage gaps are identified and eliminated. From liability insurance to worker's compensation and other coverage programs, know that your customers, employees, and business are taken care of should a covered event occur. From there, Nationwide Insurance: Time Insurance Agency Inc. will help structure a policy around your business needs. Many Punta Gorda owners find that a business owner's policy makes the most sense for their company, but standalone insurance coverage for liability, property assets, or commercial auto is also available.

    Call Nationwide Insurance: Time Insurance Agency Inc. at (941) 637-1106. Let's talk about your new policy and the future of your company. We can also schedule an appointment to talk in person. Our office is located at 115 W Olympia Ave.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Time Insurance Agency Inc. also offers products in FL. Please call for information on products in those states.

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