The Howard Barton Howell in Chattanooga, TN provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Get a personalized policy solution with Howard Barton Howell. Our agents will take the time to understand your auto coverage priorities whether your household residing in Chattanooga includes a first-time driver, specialty vehicle, or specific financial concerns. No matter what your priorities, the versatile policy options and coverage programs from Nationwide have enabled Howard Barton Howell to serve motorists in neighborhoods across Chattanooga.
Looking for additional motorist services? Rental reimbursement, towing and labor and roadside assistance offer peace of mind should the day come when your vehicle has seen one too many Washington winters. Or maybe you're looking for more affordable coverage. Talk to one of our agents about available policy discounts. This includes discounts such as family plans and good student discounts, as well as anti-theft and defensive-driving incentives. Plus, there's more than one way to create coverage that's easier on the pocketbook. The Vanishing Deductible® program rewards Chattanooga drivers for each year of claims-free driving.
Better yet, shopping for auto insurance doesn't need to take a bunch of your time or patience. Get a policy recommendation quickly and confidently with Howard Barton Howell. Call us at (423) 499-4071 to discuss coverage details and to buy a policy directly over the phone. You can also schedule a visit with our 1335 Mackey Branch Dr office.
Home Insurance
Every homeowner in Chattanooga deserves to have the right kind of insurance coverage. These valuable policies provide peace of mind and valuable forms of protection for as long as you own your home. In the midst of all the unexpected things that can happen to a home, it is good to know that our Howard Barton Howell team are working hard to help you. By providing exceptional Nationwide coverage customized to the individual needs of homeowners like you, we can help ensure that your insurance is doing more to protect you.
Personalized insurance solutions take into consideration the distinctive qualities of your home and property. Homeowners policies designed to suit everyone might leave out important property features, such as free-standing garages, that are unique to your situation. Howard Barton Howell can provide a fresh look at your existing coverage and your current coverage needs. This is a great way to make sure that you are not overpaying for insurance features that you do not need while still making sure that your entire home and property are receiving the right kind of protection.
Helping people get more from their insurance is part of what we do. We are proud to be part of the Nationwide family of insurers. Filing claims and learning about your coverage is easier than ever thanks to Nationwide's extensive network or friendly agents. Chattanooga homeowners and prospective homeowners can visit our office at 1335 Mackey Branch Dr or speak with an agent by calling (423) 499-4071.
Life Insurance
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Chattanooga, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Howard Barton Howell can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (423) 499-4071 for an appointment with an agent. Feel free to stop by 1335 Mackey Branch Dr to discuss Nationwide coverage options in person.
LAW-0239AO (05/18)
Business Insurance
As a business owner you have a lot of responsibility. One of your priorities should be to make sure that you are properly protected in the event of a loss. At Howard Barton Howell in Chattanooga, we understand that every company has its own unique risks and coverage needs. That is why we go over your business in detail including if you own or rent your building, the number and types of employees you have, and the nature of your business. We then recommend a custom plan to make sure you are protected against a variety of different risks.
While some companies may offer a one-size-fits-all policy, we have several options that you can choose from. For example, if your employees will be driving company vehicles or their own for business purposes it is important to have commercial auto coverage. If your business depends on computers and equipment for daily operation, you may want to have protection against equipment breakdown. You also may need extra liability protection, such as umbrella insurance, in order to protect you when accidents happen. To make things easy, many business owners choose our business owners policy (BOP), which packages important coverages together.
When you are ready to protect your company, Howard Barton Howell is available to walk you through your options. You can call our office at (423) 499-4071 to set up an appointment or speak with an agent over the phone. You can also visit our office at 1335 Mackey Branch Dr.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Howard Barton Howell also offers products in AL, GA, NC, OH, SC, TN, VA, KY. Please call for information on products in those states.
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