Innovative Risk Management LLC in Knoxville, TN

The Innovative Risk Management LLC in Knoxville, TN provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding the language of insurance policies can be difficult, which is why Innovative Risk Management LLC focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Innovative Risk Management LLC to fit any driver's needs in Knoxville.
  
  Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Innovative Risk Management LLC understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.
  
  To ask questions about coverage or to talk to Innovative Risk Management LLC about other discounts you might qualify for, give our offices a call at (865) 579-0500. We are also able to make appointments for face to face consultations at our office located at 11002 Kingston Pike. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.

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• Home Insurance

  At Innovative Risk Management LLC we understand that you want insurance coverage for your home in Knoxville without any hassle. Your house and belongings have both economic and emotional value and our agency is here to help you choose insurance that offers both security and peace of mind. In the event of a covered loss, you can rest easy knowing we are here to help. Your coverage needs depend largely on the specifics of your property, such as swimming pools and outbuildings, and we can help you asses your insurance requirements and choose a policy that offers the coverage you need.
  
  Innovative Risk Management LLC has joined with Nationwide to provide you with a variety of sensible home insurance options, including customized coverage programs such as Brand New Belongings®. With this program, you'll receive the cash value of your possessions as well as coverage for any additional funds it takes to replace or repair them. If you enjoy hosting large group gatherings, we can help you determine whether you need additional coverage in case of an accident or injury to one of your guests. Whether your situation requires additional specialized insurance or is more traditional, we can help you find the coverage you need.
  
  To find out more information regarding the programs that are right for you, call (865) 579-0500 today. Our experienced agents can help meet your needs with a customized insurance package, possible discounts, and hassle-free service. We can even help you choose and purchase a policy over the phone. Call today, or stop by our office at 11002 Kingston Pike.

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• Life Insurance

  Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.
  
  At Innovative Risk Management LLC, we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.
  
  We work with Nationwide to provide friendly service and diverse coverage options to customers in Knoxville. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.
  
  There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Innovative Risk Management LLC can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.
  
  If you are ready to learn coverage options, contact one of our agents at (865) 579-0500 to discuss them over the phone. You can also make an appointment or visit our office at 11002 Kingston Pike to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.
  
  
  LAW-0240AO (05/18)

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• Business Insurance

  While there are liabilities common to businesses of every size, small and startup companies can be especially vulnerable to the whims and circumstances of their industries. Innovative Risk Management LLC and the experts of Nationwide are working together to provide Knoxville entrepreneurs with protection that allows them to operate their businesses with the confidence that comes from knowing they're well taken care of.
  
  No matter the industry that your company does business in, you should consider talking to your Innovative Risk Management LLC agent about a business owners policy. It's from here that the rest of your plan can grow, including basic protections such as business income loss coverage due to an interruption, and property insurance. After going through your basic protection, you can begin to look into additional options that will provide you and your employees with protection from more unusual instances. Our goal is to make it so our customers only need to focus on growing their business while we tend to providing them with the coverage they need.
  
  Ready to see what we can do about protecting your business? Give us a call at (865) 579-0500, or feel free to visit us at our location at 11002 Kingston Pike.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Innovative Risk Management LLC also offers products in FL, GA, IL, MD, NY, NC, OH, PA, SC, TN, VA, WV, KY. Please call for information on products in those states.