The Larry E Crum & Associates LLC in Memphis, TN provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Larry E Crum & Associates LLC understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Memphis.
Larry E Crum & Associates LLC builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
To learn more about our policies, or to buy one, contact our offices at (901) 848-4969. Or, call to schedule an appointment at our office at 1309 Jefferson Ave.
Home Insurance
As a responsible home owner, it is important that you have suitable protection against unexpected loss. There are a number of factors that will determine what types of coverage you may need. Whether you live in a severe weather-prone area, you have a pool, or you have a detached garage, Nationwide can provide the policies to fit your needs. At Larry E Crum & Associates LLC in Memphis, we work with Nationwide. This means that we take the time to ask the right questions to make sure that you have adequate coverage to protect your home and personal belongings.
Some may think that having basic coverage will cover all losses, but this is not the case. Larry E Crum & Associates LLC will go over optional solutions such as other structures coverage, personal umbrella, and earthquake coverage. We also strive to make insurance as affordable as possible and will go over discounts that you may qualify for, such as if your home has a fire or burglary alarm.
Along with explaining your coverage in detail, we will also be available to help you out in the event you have to file a claim. If you're not exactly sure what your policy should include, we will help you out. Call our office at (901) 848-4969 to speak with a qualified agent or set up an appointment. You can also stop by our office at 1309 Jefferson Ave for a complimentary consultation to discuss your insurance needs.
Life Insurance
At Larry E Crum & Associates LLC, we want to make customers aware of how easy and affordable life insurance is. We know many people in Memphis think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact Larry E Crum & Associates LLC at (901) 848-4969 to arrange a time to meet in office at 1309 Jefferson Ave,Memphis,TN,38104 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
LAW-0244AO (05/18)
Business Insurance
Larry E Crum & Associates LLC has the risk management expertise you need to protect your business and position it for future growth. Just like the coverage available from Nationwide, this expertise extends into each of the local industries in Memphis, including retail and restaurants, wholesalers and professional contractors, as well as several niche markets. Whether your business is just around the corner from our office, or is located somewhere else in Memphis, our agents understand commercial property coverage and your business insurance needs.
This understanding, as well as our commitment to superior products and customer service, has led the Larry E Crum & Associates LLC to partner with Nationwide. It starts with the value of their policy coverage and the level of service delivered by the On Your Side® Claims Service. Plus, our business clients can choose from flexible billing options and specialized insurance programs, like GrouProtector℠ accident medical insurance.
From business interruption to medical stop loss, let the experts at the Larry E Crum & Associates LLC help you search for potential coverage gaps and other customized insurance solutions. Give us a call at (901) 848-4969 to talk about how to manage your risk or to make an appointment with our office.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Larry E Crum & Associates LLC also offers products in AL, AZ, AR, CA, CO, FL, GA, ID, IL, IN, KS, MD, MI, MN, MS, MO, MT, NV, NM, NC, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WV, KY. Please call for information on products in those states.
All vehicle insurance
