The Larry E Crum & Associates LLC in Memphis, TN provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Get better auto insurance coverage with Larry E Crum & Associates LLC. Our knowledgeable, friendly agents are ready to answer your questions, search for gaps in coverage and help tailor a policy for your Memphis household.
To deliver these types of personalized policy solutions, Larry E Crum & Associates LLC has teamed up with Nationwide. Nationwide has the policy discounts, coverage programs and claims service needed to serve the personal priorities of different Memphis drivers. Maybe it's a family plan with a teen driver. Maybe it's additional motorist services like rental reimbursement, towing and labor or roadside assistance. Maybe it's coverage for an everyday car as well as a motorcycle, RV or some other specialty vehicle.
Let Larry E Crum & Associates LLC explain exclusive programs and services available from Nationwide. The Vanishing Deductible® program is a great way to reward yourself for each year of claims-free driving, while the On Your Side® Claims Service offers extra peace of mind when you need it most. You'll have a choice of qualified auto repair shops in and around the Memphis area, as well as a secure way to monitor the repairs.
Give Larry E Crum & Associates LLC a call at (901) 365-1505 to shop for an auto insurance policy with speed and confidence. You can also set up a time to talk in person. Our office is located at 3546 Hickory Hill.
Home Insurance
Owning a home can be exciting, but it also comes with additional responsibility. Making sure you are adequately protected against unplanned loss such as theft or natural disasters is an important part of being a home owner. Larry E Crum & Associates LLC in Memphis has a variety of options to help protect your home and personal belongings in the aftermath of an unexpected incident. Some of the coverage types that we offer include replacement cost plus, sewer backup, Brand New Belongings®, Valuables Plus®, and personal liability. We understand that insurance needs vary from one person to another, so we will help you customize a plan to meet your specific situation.
Understanding your policy is also important so that you know exactly what is covered. Along with figuring out the best protection for you, Larry E Crum & Associates LLC will also go over your covered losses, deductible, coverage limits, and any other pertinent information. Our personal touch also continues once you are a member. We will walk you through the claims process if you ever need it and do what we can to help get your life back to normal as quickly as possible.
Contact Larry E Crum & Associates LLC to discuss your home insurance solutions as well as any money saving discounts that you may be qualified for. You can schedule an appointment for a complimentary consultation at our office, conveniently located at 3546 Hickory Hill. You can also give us a call at (901) 365-1505 to speak with a qualified agent and either sign up for a policy over the phone or ask any questions you may have.
Life Insurance
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at Larry E Crum & Associates LLC are here to help people like you in the Memphis area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (901) 365-1505 and ask for Larry E Crum & Associates LLC. We are located at 3546 Hickory Hill,Memphis,TN,38115 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
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Business Insurance
Owning your own business can be exciting and challenging at the same time. Making sure that your assets are properly protected is an important part of being a responsible and successful business owner, and we at Larry E Crum & Associates LLC in Memphis can help you determine the types of coverage that you need. We know that every company has its own risks, and we make it simple by offering coverage that is specific to each industry such as retail, professional, auto service, food and beverage, contracting, distributing, and specialized services. You can also add on additional solutions for your specific risk strategies.
Some business owners choose our business owners policy (BOP), which is a convenient package that includes general liability coverage, property insurance, coverage against theft and fraud, income loss coverage due to an interruption, and more. If you choose this package, Larry E Crum & Associates LLC will sit down with you and ask specific questions so that the coverage is customized to your business. We will also help figure out if you need any other options to fill in coverage gaps so that you are adequately protected.
As your business grows, we will be there to make recommendations on your policy whether it is to add additional coverage, change your limits, or increase your umbrella amounts. We will also help in the event that you need to file a claim. We can be reached at (901) 365-1505 to answer any of your questions or to sign up for a policy. You can also stop into our office, conveniently located at 3546 Hickory Hill, during business hours to speak with one of our agents in person.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Larry E Crum & Associates LLC also offers products in AL, AZ, AR, CA, CO, FL, GA, ID, IL, IN, KS, MD, MI, MN, MS, MO, MT, NV, NM, NC, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WV, KY. Please call for information on products in those states.
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