Universal Insurance Inc. in Nashville, TN

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Universal Insurance Inc.

Services

  • Auto
  • Commercial
  • Farm
  • Financial
  • Home
  • Powersports

Our Insurance Products

The Universal Insurance Inc. in Nashville, TN provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    After devoting a great deal of time and energy to choosing your vehicle, make sure to get the right protection when insuring your vehicle. Universal Insurance Inc. specializes in making it easy for Nashville drivers to protect one of their largest investments with insurance, which is why we're working with Nationwide to give each of our members true peace of mind when they're behind the wheel and even when they're not.

    Even if this isn't your first time getting insurance, the number of options you have to choose from can be overwhelming. At Universal Insurance Inc., we not only provide you with the basic types of auto insurance that nearly every driver needs, but we go the extra mile to make sure you have the exact level of liability, personal injury protection, comprehensive, collision, and under/uninsured motorist coverage you require. This way, you aren't paying for more protection than you truly need. We can also work with you to assess whether additional drivers or a family member should be added to your insurance protection in order that everyone benefits from an airtight plan. Once you have your plan in place, we hope you'll sit down with us to discuss any major changes that have taken place in your life, such as moving, driving more or less, adding new features to your insured vehicle, or changing jobs. All of these factors can have an impact on your protection, and we always want to make sure that protection is up-to-date.

    Once you're ready to discuss your auto insurance needs with an agent and agency who care, we hope you'll give us a call at (615) 457-2458. You're also more than welcome to visit us at 392 Harding Pl.

  • Home Insurance

    Navigating the variety of options for your home insurance needs is simple with Universal Insurance Inc.. We have teamed up with Nationwide to bring you expert insurance advice. Together, we'll go over coverage options for both your home and belongings that are valuable to you. Specifically, with our Brand New Belongings® coverage, we can help to replace or repair your covered valuables. Because Universal Insurance Inc. is local to Nashville, you can create an insurance policy with the unique qualities of your location in mind.

    When it comes to your home, a good roof over your head can relieve a lot of worry. Other unique aspects of your home, such as a pool, gazebo, or other detached structures, are also important to finding you the right insurance coverage. In Nashville, we know there are also specific social and weather conditions that should influence your coverage, so we'll be sure to discuss them with you when you drop by.

    To get in touch and learn more about home insurance policies, you can come to our office at 392 Harding Pl or call us at (615) 457-2458. We'll not only go over what kind of coverage is available to you, but how to qualify for special discounts and bundle packages. We look forward to meeting you and walking you through your options.

  • Life Insurance

    Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Nashville life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.

    The agents at Universal Insurance Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.

    Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.

    You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.

    Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Universal Insurance Inc. at (615) 457-2458 or visit us at 392 Harding Pl. We will be happy to work with you to make sure your family’s financial security is always protected.


    LAW-0245AO (05/18)

  • Business Insurance

    Beyond general liability and asset protection, let Universal Insurance Inc. help customize coverage for the industry in which your company operates. Our agents have the expertise and Nationwide product offerings to cover everything from golf courses to medical clinics, from wholesalers and industrial contractors, along with the retail and food service that populate the commercial districts of Nashville. And this is just the beginning of the versatile and personalized business insurance solutions available from Nationwide and Universal Insurance Inc..

    Learn how to protect your employees with worker's compensation and employee benefits. Learn how to protect the business from damages like fraud, theft and forgery. Universal Insurance Inc. can also make things a little easier on the company budget and the ownership's precious time. Flexible billing and payment options allow us to further match the policy to the company's priorities.

    Give Universal Insurance Inc. a call at (615) 457-2458, and let's talk about how we can better manage your company's risk. We can iron out the details on the phone, or we can set up a time to talk in person. Our office is located at 392 Harding Pl.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Universal Insurance Inc. also offers products in GA. Please call for information on products in those states.