The Lincoln T Ware Agency in Newport, TN provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Your vehicle is an investment in both access and opportunity, which is why it's important to make sure it has the insurance coverage that you need to protect it. Lincoln T Ware Agency knows how important this is to drivers in Newport, which is why we work with Nationwide to provide policies to our members. Each vehicle and each driver is unique, so their insurance coverage also needs to be.
When building a policy, Lincoln T Ware Agency asks members to look at the level of liability coverage they need first. From there, we help you figure out the best combination of collision and comprehensive coverage to protect the vehicle from damage when it is in motion and when it is parked. We will also work with you determine what discounts you may qualify for. For example, safe driving history and the vehicle's onboard safety options may help drivers reduce the cost for insurance.
Get the peace of mind you need by getting the policy that fits your needs. Call (423) 623-5241 today. Our agents are ready to answer questions, provide quotes, and sell policies over the phone for our clients' convenience. If you prefer to review your insurance needs face-to-face, you can also call to schedule an appointment. Face-to-face appointments are held in our office at 262 E Main St.
Home Insurance
Modern home insurance coverage is not one-size-fits-all, but is instead based on the unique aspects of your home and living in Newport. Some physical components to consider when covering your home are detached additions, like pools and sheds.
Another aspect of home insurance is covering the belongings on the inside, the ones that are most valuable or the most important to you. For expensive works of art, antiques or jewelry, there is our Valuables Plus® coverage. If the unforeseen does happen, you can be covered with our Brand New Belongings® program which aids in the repair or replacement of your covered belongings. Whether you're covering priceless memories or expensive boutique items, Lincoln T Ware Agency and all our other local agents want to make sure you get the best coverage possible.
The sheer number of coverage options and discounts can seem overwhelming, but not when you have Lincoln T Ware Agency to explain every step along the way. We're located at 262 E Main St, but you can also call us at (423) 623-5241 to schedule an appointment or just ask questions.
Life Insurance
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Newport life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Lincoln T Ware Agency will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (423) 623-5241 and ask for Lincoln T Ware Agency or visit us at 262 E Main St,Newport,TN,37821. We will be happy to work with you to make sure your family’s financial security is always protected.
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Business Insurance
Lincoln T Ware Agency has extensive local knowledge of the various industries operating in Newport and 37821, earned through past experience working with individual companies that call Newport home. The professional liability needs of a doctor, lawyer, or real estate agent are much different than, say, the commercial property insurance needs of a wholesaler/distributor. And with our own brick-and-mortar location, we understand how important location is to commercial insurance - even to those businesses which lease their operating space.
These diverse risk management needs also explain why we help so many of our commercial clients with a business owner's policy from Nationwide. With this type of policy, Lincoln T Ware Agency can combine different coverages into a single policy customized for your company's goals and responsibilities. But no matter your business insurance needs, know that Lincoln T Ware Agency can help you find coverage that makes sense for your Newport company.
Don't wait any longer to protect what you've worked so hard to build. Let Lincoln T Ware Agency make sure your customers, employees, and business are covered. Give us a call at (423) 623-5241 to discuss how we can better manage your company's risk and set up a payment schedule that fits with your weekly, monthly, and annual business expenditures.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Lincoln T Ware Agency also offers products in AL, GA, NC, SC, TN, VA, KY. Please call for information on products in those states.