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Gray Insurance Agency, Inc. in Oak Ridge, TN

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Gray Insurance Agency, Inc. in Oak Ridge, Tennessee provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Gray Insurance Agency, Inc. is committed to finding Oak Ridge drivers affordable coverage and available policy discounts, while also delivering superior customer service. That's why we've chosen to partner with Nationwide. The advantages begin with great coverage at a great price, but many Oak Ridge drivers find ways to improve their policy year after year. From the Vanishing Deductible® program to free policy evaluations, get a better auto insurance experience with Gray Insurance Agency, Inc..

    Gray Insurance Agency, Inc. will help identify and eliminate any gaps in your coverage. Our agents also work hard to eliminate any gaps in customer service. See the local Oak Ridge network of qualified car repair shops. Learn about the extra peace of mind that comes with being able to securely monitor car repairs through Nationwide's AutoWatch® program.

    Gray Insurance Agency, Inc. can answer any questions Oak Ridge drivers have about claim limits, policy options, or specific types of vehicles and household drivers. Don't get overwhelmed by the complexities of auto insurance. Call us at (865) 482-0513, and make your choices quickly and confidently with one of our knowledgeable agents. You can also set up a time to talk in our office. You'll find Gray Insurance Agency, Inc. at 110 S Illinois Ave.

  • Home Insurance

    Home insurance is not a one-size-fits-all affair. Every home is different and there are many types of factors that determine what kind of coverage is needed. At Gray Insurance Agency, Inc., we can help you figure out the best way to obtain the full coverage you need. Some factors that may affect your home insurance include the age of your home, whether you have a pool or trampoline in the yard, the condition of your home, and many other details. Call us at (865) 482-0513 or visit us at our office on 110 S Illinois Ave in Oak Ridge to explore your options for securing your financial future.

    Take the guesswork and headaches out of worrying about risk factors by speaking with Gray Insurance Agency, Inc. about the ways in which Nationwide home insurance products can give you the coverage you need. We can add custom provisions to your policy or provide you with separate policies to ensure that all risks are addressed and fully provided for. Knowledge is power, and our agents are committed to empowering you to make the best decisions for your family and protecting your home. Let us figure out the risks while you enjoy your lifestyle with security and peace of mind.

    To get started with the right policy for you, get in touch with Gray Insurance Agency, Inc. who can offer the information and guidance you need. Feel free to bring up any questions and concerns you may have so that we can fully address them.

  • Life Insurance

    Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Oak Ridge life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.

    The agents at Gray Insurance Agency, Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.

    Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.

    You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.

    Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Gray Insurance Agency, Inc. at (865) 482-0513 or visit us at 110 S Illinois Ave. We will be happy to work with you to make sure your family’s financial security is always protected.


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  • Business Insurance

    Business insurance can get complicated at times. With so many financial, professional, and personal issues to consider, Nationwide understands that it may be difficult to find a policy that fits your needs. At Nationwide, our knowledgeable and approachable agents strive to provide small business owners from all backgrounds with a simple and enjoyable insurance experience. We are ready to answer your questions, and we have a wide range of insurance products for you to choose from. If you need reliable insurance for your business, Nationwide may have what you are looking for.

    Your business is your livelihood, and protecting it is probably pretty high on your list of priorities. Our liability policies can protect you from lawsuits filed by customers who are injured or have property damaged while on your premises. Property insurance protects the physical location of your business in the event of theft, fire, natural disasters, and other unfortunate occurrences. These policies even cover the items inside the building and offer coverage to individuals who run a business from home. In today's high-tech society, Nationwide can protect your business from fraud, forgery, and data compromises as well. We also offer a variety of worker's compensation, accounts receivable, equipment breakdown, and business income policies that can be customized to your own specifications.

    Securing your business is not as difficult as you think, especially when you choose to involve Nationwide. At Gray Insurance Agency, Inc. in Oak Ridge, our certified agents are ready to assist you with your insurance needs and concerns. Gray Insurance Agency, Inc. is located at 110 S Illinois Ave. If you are ready to discuss the future of your small business, give us a call at (865) 482-0513 right now.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Gray Insurance Agency, Inc. also offers products in AL. Please call for information on products in those states.