The BTJ Insurance Inc. in Old Hickory, TN provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Since opening their doors, BTJ Insurance Inc. has been helping Old Hickory motorists find auto insurance coverage that speaks to their personal priorities. Whether it's the everyday vehicle, weekend joyride, or any number of specialty vehicles, know that you're protected with policy coverage that makes sense for your household. From family plans and good student discounts to anti-theft and paperless billing options, find great coverage at a great price with BTJ Insurance Inc..
Eliminating coverage gaps and finding affordable policies aren't the only advantages of partnering with Nationwide and BTJ Insurance Inc.. The Vanishing Deductible® program acts as a reward for each year of claims-free driving you accrue. This reward is on top of the separate accident-free and defensive-driving discounts that Old Hickory drivers can earn with Nationwide. There are also secondary services that can be added on to your policy including rental reimbursement, towing, and roadside assistance. And should you ever need it, the On Your Side® Claims Service offers a list of qualified shops and a secure way to monitor the repairs.
Learn how to choose a personalized Nationwide solution without getting frustrated or spending an entire day on research. Talk to BTJ Insurance Inc. and make decisions with speed and confidence. Give us a call at (615) 758-4120. The office is located at 15065 Lebanon Rd.
Home Insurance
BTJ Insurance Inc. knows just how to protect Old Hickory residences with a home insurance policy. Earned through years of listening to the concerns of other local homeowners, our agents can answer any questions you may have about various coverage programs and policy options.
Even in the most tightly knit Old Hickory neighborhoods, no two properties and no two households are exactly the same. An aging roof may lead one homeowner to opt for the Better Roof Replacement® program, while a multigenerational household next door has heard about the benefits of Nationwide's Brand New Belongings®. There may also be high-value items, homeowner liability or secondary structures on the property that need the protection of a homeowner's policy. Simply tell one of the experts at BTJ Insurance Inc. your individual concerns, and discover how to make coverage choices with speed and confidence.
Along with competitive rates and discounts, the renowned On Your Side® Claims Service will be there for any homeowner who ends up needing more than just peace of mind from their policy coverage.
Call us at (615) 758-4120 to choose a policy or to set up an office appointment. BTJ Insurance Inc. is located at 15065 Lebanon Rd.
Life Insurance
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Old Hickory, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
BTJ Insurance Inc. and BTJ Insurance Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (615) 758-4120 for an appointment with an agent. Feel free to stop by 15065 Lebanon Rd,Old Hickory,TN,37138 to discuss Nationwide coverage options in person.
LAW-0239AO (05/18)
Business Insurance
When you are a business owner, stability is likely one of your top priorities. We at BTJ Insurance Inc. understand this, which is why we teamed up with Nationwide, a company with an excellent history of insuring businesses. We want to make sure that your business has the basic coverage it needs as well as any additional coverage to fit the nuances of your situation. No business is exactly alike, and you'll want to consider factors such as your business location, how the business is run, and your target customers or clients when you assess insurance options.
If you are unsure how or where to start, BTJ Insurance Inc. may recommend that you select a businessowners policy (BOP). It combines property insurance, liability insurance, and other types of insurance coverage. After that, you can look at other insurance coverage options such as business interruption insurance, which can help keep your business going financially in situations such as vandalism or extreme weather. Other coverage types that may interest you include utility interruption, employment practices, and accounts receivable. We also have insurance solutions customized toward specific business types in Old Hickory such as dry cleaners, real estate, and plumbing.
Take advantage of an On Your Side® Review to determine the insurance coverage needs of your business. We will assess your business and give you information on what you may want to cover. Give us a call today at (615) 758-4120 or stop by our BTJ Insurance Inc. office on 15065 Lebanon Rd.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The BTJ Insurance Inc. also offers products in AL, AR, CA, CO, DE, DC, FL, GA, IL, IN, MD, MS, MO, NV, NH, NY, NC, OH, PA, SC, TN, TX, VA, KY. Please call for information on products in those states.