John Turner, Ooltewah, TN

Learn about our insurance products

Car Insurance
Get an auto insurance policy you can count on from Nationwide.
Home Insurance
Protect your house and personal property by choosing the right insurance coverage from Nationwide.
Life Insurance
Let us help you select life insurance coverage that meets your needs, your life and your budget.
Business Insurance
Cover your business with commercial insurance from Nationwide.

Our Insurance Products

The John Turner in Ooltewah, TN provides the following products. To learn more about each insurance product, click on the links below.

Car Insurance
John Turner has been helping Ooltewah drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to John Turner will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.

No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Ooltewah area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.

John Turner can answer questions about coverage limits, policy options or billing schedules. Our expertise and Ooltewah auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (423) 238-6100. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. John Turner is located at Ooltewah.
Home Insurance
As a responsible home owner, it is important that you have suitable protection against unexpected loss. There are a number of factors that will determine what types of coverage you may need. Whether you live in a severe weather-prone area, you have a pool, or you have a detached garage, Nationwide can provide the policies to fit your needs. At John Turner in Ooltewah, we work with Nationwide. This means that we take the time to ask the right questions to make sure that you have adequate coverage to protect your home and personal belongings.

Some may think that having basic coverage will cover all losses, but this is not the case. John Turner will go over optional solutions such as other structures coverage, personal umbrella, and earthquake coverage. We also strive to make insurance as affordable as possible and will go over discounts that you may qualify for, such as if your home has a fire or burglary alarm.

Along with explaining your coverage in detail, we will also be available to help you out in the event you have to file a claim. If you're not exactly sure what your policy should include, we will help you out. Call our office at (423) 238-6100 to speak with a qualified agent or set up an appointment. You can also stop by our office at 9481 David Smith Ln for a complimentary consultation to discuss your insurance needs.
Life Insurance
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Ooltewah, you likely have many questions running through your mind:

• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"

John Turner can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

Insurance is a smart investment. Getting the right policy is easier than you think. Call (423) 238-6100 for an appointment with an agent. Feel free to stop by 9481 David Smith Ln to discuss Nationwide coverage options in person.

LAW-0239AO (05/18)
Business Insurance
The business insurance agents at John Turner can help you understand how to manage your company's risk and identify possible gaps in your coverage. Along with liability and asset protection, for example, you can get coverage for losses in the case of a temporary shutdown of your business. Our agents have expertise in finding insurance solutions for businesses in virtually every industry of the Ooltewah economy.

There are also important decisions to discuss that go beyond TN business requirements and your company's individual risk profile. As the owner, you'll want to make sure, for example, that your policy structure meets your month-to-month budget crunch and end-of-year fiscal goals. To this point, Nationwide offers flexible billing options that can be matched with different revenue and expenditure schedules. And if the day ever comes when the life and health of your business depends on making a claim, you'll be dealing with Nationwide's On Your Side® Claims Service.

The experts at John Turner offer local knowledge, risk management expertise, and good old-fashioned customer service. We can talk about your coverage in person at our office, located at 9481 David Smith Ln. You can also call us at (423) 238-6100 to get protection for the business you've worked so hard to build.

Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.