Total Financial Services Inc. in Milford, CT

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Total Financial Services Inc. in Milford, CT provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Total Financial Services Inc. is your local expert for Milford auto insurance and all the Nationwide policy options that go into building a personalized coverage solution. No matter what your driving habits, no matter the number and age of household drivers, there's an auto insurance policy that fits your needs. And it's not just the everyday automobile we can help with. If you have an RV, motorcycle, or boat, our agents can help you understand the unique coverage needs for these vehicles, too.

    Have questions about policy types, claim amounts, or liability requirements that apply to CT drivers? Worried about potential gaps in your coverage? Interested in learning more about the Vanishing Deductible® program? Total Financial Services Inc. can give you the answers. We'll also make sure you receive all the discounts for which you qualify, and the On Your Side® Review makes sure your policy keeps up with your evolving auto insurance needs.

    We recognize that purchasing auto insurance isn't exactly a favorite pastime for any Milford driver. By partnering with Nationwide and providing great customer service, Total Financial Services Inc. can make things a little easier on you. Call us today at (203) 779-9630, and we'll take the stress out of shopping for 06461 car insurance. You can also schedule an appointment to talk about your coverage in person. Our office is located at 185 Plains Rd.

  • Homeowners Insurance

    It makes no difference how small or large your home is, it should be paired with an adequate home insurance plan that meets your needs. It's this philosophy that drives Total Financial Services Inc. and Robert J Sand to make sure each member has a home insurance plan that accounts for most circumstances. Taking that dedication a step further, we've teamed up with the experts at Nationwide to better provide for our members and protect their residential investments.

    We look forward to learning more about the features of your Milford home, your most prized possessions, why you decided on your current neighborhood, and whether you plan on making any exciting upgrades to your property in the future. All of these factors determine what kind of protection you need. We know how confusing home insurance can sometimes be, which is why we take the time necessary to thoroughly review your plan to make sure you understand how it provides the solid protection we're known for.

    While we don't live in your home, we'll most certainly safeguard it and everything inside of it as if your home were ours. Robert J Sandand the rest of us here at Total Financial Services Inc. stand ready to answer your questions and address your concerns. Just give us a call at (203) 779-9630, or stop by and see us at 185 Plains Rd. We'll do our absolute best to make you feel right at home.

  • Life Insurance

    Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.

    We at Total Financial Services Inc. are here to help newlyweds in the Milford area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.

    In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.

    After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.

    Call us at (203) 779-9630 and ask for Robert J Sand. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 185 Plains Rd,Milford,CT,06461. It may be the most important date of your life.


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  • Business Insurance

    Milford companies of all kinds come to Nationwide Insurance: Total Financial Services Inc. with their business insurance and risk management needs. That's why we've partnered with Nationwide. Maybe you're looking for a specific product offering like general liability or commercial property. Or maybe you're looking for a business owner's policy customized to eliminate any lingering coverage gaps. Versatile insurance solutions are available for local companies that operate in major industries as well as small businesses in niche markets.

    Robert J Sand talks to a lot of Milford business owners who are looking for a policy that's customized for their company but doesn't become another huge demand on their time. As part of our service at Nationwide Insurance: Total Financial Services Inc., we'll make sure your company gets a free On Your Side® Review to search for new discounts and gaps in coverage. One of our agents can also explain the flexible billing and payment options available through Nationwide. It's easy to structure a policy to meet your immediate budgetary needs, while also helping to position your company for future growth.

    Call Nationwide Insurance: Total Financial Services Inc. at (203) 779-9630. We can discuss your company's risk management needs so that you can make a decision about your coverage quickly and confidently. We can also set up a time to talk in person. Our office is located at 185 Plains Rd.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Total Financial Services Inc. also offers products in CT, DE, NY, PA, RI, VA, NJ. Please call for information on products in those states.

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