Paula L Ratliff Agency Inc. in Dallas, TX

Our Insurance Products

The Paula L Ratliff Agency Inc. in Dallas, TX provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  When you're shopping for auto insurance, it helps for you to treat the experience like you are shopping for an insurer too. After all, the relationship you have with your insurer and their track record for accommodating its members plays a significant part in how well you recover from any covered events. Working with Paula L Ratliff Agency Inc. on 11661 Preston Rd will minimize any inconvenience you may experience. Your needs are our concerns, and we will be there to answer any questions or coverage issues you may have.
  
  We want to protect what matters most to you so you can enjoy it with more freedom. Your vehicles are assets that need to be covered by an insurer that caters to its members. By working with Nationwide, we offer you a fast, efficient, and pleasant experience with On Your Side® Claims Service. There are opportunities for savings, including discounts for multiple vehicles and maintaining a good driving history. You can also enjoy easy access to your information and member resources to get the answers you need 24/7.
  
  We want you to get the level of coverage that is most suited for your needs and situation. Call (214) 890-0760 so you can speak with Paula L Ratliff Agency Inc. in Dallas. We'll perform an On Your Side® Review so you can get a policy that protects all of your vehicles and household drivers at a low price that you can comfortably afford.

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• Home Insurance

  If you have recently purchased a new home after owning another for many years, you may need to review your home insurance needs. Our agents at Paula L Ratliff Agency Inc. are here to help you discover new lines of coverage relevant to your needs. Paula L Ratliff Agency Inc. excels in assisting homeowners with every concern. Your homeowners policy is going to be with you as long as you own your home, so make sure it is going to work hard to protect the things that matter most to you.
  
  Home insurance policies are not one-size-fits-all. In fact, the wide variety of property types and many different features found inside homes require a different approach. In order to give our valued customers more personalized insurance solutions, we have chosen to team up with Nationwide, a leading provider of home policies and other insurance products. This allows us to offer more tailored policies that more closely address the particular needs facing your property and family.
  
  An insurance policy personalized to your needs gives you better value in the long run and grants improved peace of mind. Speaking with Paula L Ratliff Agency Inc. is one of the best ways of making sure that your coverage is doing all the work that you need it to. If you have questions or concerns about your coverage needs, call Paula L Ratliff Agency Inc. at (214) 890-0760 or visit our office at 11661 Preston Rd.

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• Life Insurance

  Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Dallas, you likely have many questions running through your mind:
  
  • “What are the benefits of term vs. permanent policies?”
  • “How much coverage do I need?“
  • “How much does a life insurance policy cost?"
  
  Paula L Ratliff Agency Inc. and Paula L Ratliff Agency Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
  
  There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
  
  Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
  
  Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
  
  Insurance is a smart investment. Getting the right policy is easier than you think. Call (214) 890-0760 for an appointment with an agent. Feel free to stop by 11661 Preston Rd,Dallas,TX,75230 to discuss Nationwide coverage options in person.
  
  
  LAW-0239AO (05/18)

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• Business Insurance

  You know that you need to have business insurance to protect your company, yet understanding the exact types of coverage your company requires is another matter. You're right when you assume that it's impossible to predict every potential risk that your company may face. At the same time, however, you can't allow that uncertainty to leave you exposed to the potential of a major loss. Fortunately, we here at Paula L Ratliff Agency Inc. may have the comprehensive insurance solution that you've been searching for to keep you protected in almost every situation.
  
  We work with Nationwide to offer a businessowners policy (BOP) to qualifying businesses that is as close to complete and total insurance coverage that you can find in Dallas. A BOP is essentially a suite of separate coverages designed to protect you from liability exposures. A basic BOP includes protection against property damage and general liability concerns, as well as business income reimbursement (which can pay you should you have to temporarily cease your operations due to a covered cause). You can also build onto your BOP by adding auto insurance coverage and protection against equipment damage or professional and cyber liability concerns.
  
  With a BOP from Nationwide, you don't have to spend time worrying about unanticipated and unpreventable risks your company may face. As Paula L Ratliff Agency Inc. can attest to, such coverage serves as a veritable security blanket for you and your business. Setting up a BOP won't take much time. Simply call us at (214) 890-0760 to set up a time to stop by our office on 11661 Preston Rd, and we'll get you well on your way to enjoying comprehensive business insurance protection in no time at all.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Paula L Ratliff Agency Inc. also offers products in AZ, AR, CO, GA, KS, MS, NV, NM, OK, TN, TX. Please call for information on products in those states.