Our Insurance Products
Richard Hernandez is your go-to source for friendly, knowledgeable advice about your El Paso auto insurance. It doesn't matter if you're trying to determine the right claim limits for your household, or if you're a first-time owner of an RV, motorcycle, or specialty vehicle. Whatever your question, we can help you find quick, confident answers and speedily take care of your auto insurance needs.
Richard Hernandez customer needs run the gamut from meeting minimum requirements for the state of TX and finding low-as-they-go premiums, to building comprehensive, personalized coverage through various Nationwide programs. Along with higher claim limits, roadside assistance, rental reimbursement, and gap insurance are some of the popular options. You can also reward yourself for every year of claims-free driving by enrolling in the Vanishing Deductible® program.
There are sizable discounts available to most customers, everything from good grades to multiple policy discounts. We also offer plenty of billing and payment options to make running your household just a little bit easier. Whether you're in our neck of the woods on 6070 Gateway East or no matter where you live in El Paso, you can get the coverage you need with the Richard Hernandez. Give us a call at (915) 921-0529 today.
Congratulations on becoming a proud El Paso homeowner! With all of the energy and resources you spent searching for and bidding on your home, Richard Hernandez knows the last thing you want to do is spend hours finding a viable insurance plan to protect your investment. With our help, along with the teamwork of Richard Hernandezand the knowledgeable folks at Nationwide, safeguarding your home and all of your belongings can be a smooth process.
Insurance is one of life's many little necessities, and a requirement in some cases, but it's best that you take your insurance needs seriously, because we certainly do. Our goal is to provide you with all of the information you need to be sure that your home is protected if something unexpected occurs. Richard Hernandez can talk you through determining the value of your belongings which can help you avoid underinsuring yourself. We also make sure your customized plan is explained to help you understand which risks are and are not covered by your plan, and you'll be well-educated on how your deductibles work. When members come to us, we want them to leave feeling as if they know more about insurance than we do.
If your home is currently in construction, or even if you're just thinking about buying a home, we'd love to have the opportunity to chat with you about your options and any discounts for which you may qualify. Whenever you're ready, pick up the phone and dial us up at (915) 921-0529 or visit us at 6070 Gateway East.
At Richard Hernandez, we want to make customers aware of how easy and affordable life insurance is. We know many people in El Paso think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact Richard Hernandez at (915) 921-0529 to arrange a time to meet in office at 6070 Gateway East,El Paso,TX,79905 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
Whether you have already opened a small business or are considering doing so, business insurance is probably at the front of your mind. Having the proper types of insurance and the right amount of coverage is essential in order to protect yourself, your employees, your customers or clients, and your assets. Deciding what you need does not have to be overwhelming.
Richard Hernandez at Richard Hernandez works together with Nationwide to help people determine which type of insurance coverage will best fit their needs. We sit with you to discuss basic policies such as general liability and property damage insurance, as well as educate you on more in-depth policies such as professional liability coverage, employment practices liability coverage, and umbrella policies. We discuss the type of business you operate, how much you spend per year, how much profit you make, and how many people you employ. We also let you know if there are any vital local, state, or federal laws that require you to carry special policies.
Once you have decided what you need, we come up with a coverage quote that best meets your needs and budget. We even meet with you once per year to discuss any changes in your business and determine if your policy is still meeting your needs. Richard Hernandez and Richard Hernandez is proud to work in conjunction with Nationwide. Schedule a consultation by calling (915) 921-0529 or stopping into our offices on 6070 Gateway East.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Richard Hernandez also offers products in CA, NM, TX. Please call for information on products in those states.
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