Frequently asked questions
Our Insurance Products
Just as not all vehicles are the same, not all auto insurance policies are the same. Asher Ross Inc. specializes in creating auto insurance plans unique to your driving conditions and the demands of Lubbock. As a representative of Nationwide, you can rest knowing that your automobile is covered.
We make it simple and quick for you to get the auto coverage you need for your vehicle. The Asher Ross Inc. also breaks down your insurance coverage in terms you can easily understand, which goes a long way in giving you confidence that you and your car are truly protected. Simply let us know if there are any special add-ons you'd like to include in your coverage, or if there are any changes you'd like to make to your insurance. Additionally, we'll work with you to see if you qualify for any of Nationwide's insurance discounts. Be sure you keep us updated on any major cosmetic modifications or additions you make on your vehicle, as they might require a change to your policy.
Asher Ross Inc. doesn't take any chances when it comes to supplying members with complete auto insurance at a great cost. Call us today at (575) 356-8787, or you're more than welcome to pay us a visit at our office located at 3106 County Road 7650. We look forward to providing auto insurance to meet your wants and needs.
If you have recently purchased a new home after owning another for many years, you may need to review your home insurance needs. Our agents at Asher Ross Inc. are here to help you discover new lines of coverage relevant to your needs. Your homeowners policy is going to be with you as long as you own your home, so make sure it is going to work hard to protect the things that matter most to you.
Home insurance policies are not one-size-fits-all. In fact, the wide variety of property types and many different features found inside homes require a different approach. In order to give our valued customers more personalized insurance solutions, we have chosen to team up with Nationwide, a leading provider of home policies and other insurance products. This allows us to offer more tailored policies that more closely address the particular needs facing your property and family.
An insurance policy personalized to your needs gives you better value in the long run and grants improved peace of mind. Speaking with Asher Ross Inc. is one of the best ways of making sure that your coverage is doing all the work that you need it to. If you have questions or concerns about your coverage needs, call Asher Ross Inc. at (575) 356-8787 or visit our office at 3106 County Road 7650.
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Lubbock life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Asher Ross Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Asher Ross Inc. at (575) 356-8787 or visit us at 3106 County Road 7650. We will be happy to work with you to make sure your family’s financial security is always protected.
Finding peace of mind as a small business owner means being prepared for challenges your company might face as it grows. A good way to do that is by having a broad risk management plan and updating it after each new growth phase adds to the complexity of your operations. The Asher Ross Inc. works with Nationwide to make this easier by providing the kind of robust and customizable insurance that has already serviced over 500,000 small businesses.
To get the process started, Asher Ross Inc. may recommend purchasing a business owner's policy. This provides basic coverage along a variety of lines and represents the closest thing that business insurance has to a comprehensive policy. From there, agents conduct an On Your Side® Review to find specific areas where your company could use a little more coverage, and these vary quite a bit from business to business. Examples include insurance on your receivables, on equipment and other specific high-value assets, product liability, and basic property insurances.
Finding the right coverage for a small business in Lubbock is a process, but it is a process that Asher Ross Inc. has the experience to guide you through. That way, you have the security you need to take advantage of every new business opportunity. To get things started, call (575) 356-8787 for a phone consultation or to set an appointment for a meeting at our offices located on 3106 County Road 7650.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Asher Ross Inc. also offers products in NM. Please call for information on products in those states.
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