Bednarz & Associates LLC in Lubbock, TX

The Bednarz & Associates LLC in Lubbock, TX provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  You know the importance of being a responsible driver who is defensive and aware of your surroundings. Now, it is time to enlist the help of Bednarz & Associates LLC so we can create an auto insurance policy that is customized to meet the needs of your family. We take our job seriously and are confident we can design a policy that accurately addresses the unique risks your family faces.
  
  When you begin working with Bednarz & Associates LLC at our Lubbock office location, you will notice that adding drivers to your policy or modifying coverage options is simple, efficient, and understandable. By working together with Nationwide, we provide an On Your Side® Review where we assess changes that need to be made to your policy. We also look for ways to lower the rates you pay and provide you with discounts for which you may qualify such as good student discount or multi-policy discount.
  
  There is no greater time than now to protect your family with the security of a reliable auto insurance policy. You can call us today at (806) 773-6192 to set up an appointment at our office located at 12505 Quaker Ave. We look forward to helping you acquire the coverage you need.

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• Home Insurance

  Let Bednarz & Associates LLC explain the policy choices needed to personalize a policy solution for any Lubbock household. Our agents are ready to go through and explain the details of various coverage options. Lubbock homeowners can quickly and clearly understand what's at stake when making their policy choices with Bednarz & Associates LLC.
  
  More than just the versatile products, Bednarz & Associates LLC knows the value of Nationwide's prices and services. Competitive rates and widely available discounts ensure affordable coverage for the homeowners who come to us for a policy. Plus, the renowned On Your Side® Claims Service offers immediate guidance on securing shelter, making temporary repairs and preventing further damage, as well as help on completing the claims process.
  
  Whether it's a 79424 home near our local office or a residential property throughout the city, the experts at Bednarz & Associates LLC understand local risks right down to the exact block where the home is located. Let us make sure one of the most important investments you'll ever make doesn't go a single day without coverage. Talk to one of our other friendly, knowledgeable agents by calling (806) 773-6192. For those who wish to discuss their coverage in person, our office is located at 12505 Quaker Ave.

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• Life Insurance

  If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
  
  We at Bednarz & Associates LLC are here to help people like you in the Lubbock area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
  
  When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
  
  You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
  
  Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call Bednarz & Associates LLC at (806) 773-6192. We are located at 12505 Quaker Ave. Let us help you find the right policy to assure your family’s financial security.
  
  
  LAW-0248AO (05/18)

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• Business Insurance

  One of the best gifts that business owners can give themselves is peace of mind. To that end, Bednarz & Associates LLC has teamed up with Nationwide to offer a wide range of business insurance solutions in Lubbock. We have options geared toward business type, for example, funeral home, print shop, coffee shop, golf course, beverage wholesaler, and much more. We also recognize that each business, regardless of industry type, has unique needs and wants.
  
  When exploring insurance coverage choices, a good place to start is with an On Your Side® Review. Bednarz & Associates LLC looks at your business to identify considerations such as size, location, customer base, and more. We make suggestions for your insurance coverage options based on the review and on our experience of businesses of that type. Whether you work in food and beverage, retail, contracting, wholesaling and distributing, or something else, we can meet most, if not all, of your insurance needs. Some of our additional insurance coverage options include accounts receivable, cyber liability, umbrella, and income loss coverage due to an interruption. An On Your Side® Review may identify factors such as auto insurance that you may not have thought of. Ideally, you gain the peace of mind that your business will remain stable.
  
  Take an important step today and stop by the Bednarz & Associates LLC office at 12505 Quaker Ave. Alternatively, give us a call at (806) 773-6192 to begin investigating your insurance coverage options.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Bednarz & Associates LLC also offers products in AZ. Please call for information on products in those states.