Bednarz & Associates LLC in Lubbock, TX

The Bednarz & Associates LLC in Lubbock, Texas provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Whether you're changing vehicles or simply searching for better coverage this policy term, let Bednarz & Associates LLC answer all your auto insurance questions. Our agents can ensure your policy meets all applicable TX requirements, while also pointing out areas where gaps in coverage may occur. We can help find your sweet spot between stronger coverage and affordable costs. You won't find a more knowledgeable, friendly source for personalized auto insurance in Lubbock.
  
  Area drivers will quickly come to realize the value that Nationwide brings to the table. This includes everything from policy discounts to flexible billing options to the On Your Side® Claims Service. But it also includes personalized policy options and exclusive programs from Nationwide that are popular with other Lubbock drivers Bednarz & Associates LLC serves. Vanishing Deductible®, for example, is a great way to reward yourself for each year you stay claims-free.
  
  Our office address is 4414 82nd St, but no matter which Lubbock zip code you park your car in, we can offer quick estimates and sound advice. Give us a call at (806) 773-6192. With one of our agents as your guide, it doesn't need to take all day to consider your choices.

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• Home Insurance

  Bednarz & Associates LLC knows just how to protect Lubbock residences with a home insurance policy. Earned through years of listening to the concerns of other local homeowners, our agents can answer any questions you may have about various coverage programs and policy options.
  
  Even in the most tightly knit Lubbock neighborhoods, no two properties and no two households are exactly the same. An aging roof may lead one homeowner to opt for the Better Roof Replacement® program, while a multigenerational household next door has heard about the benefits of Nationwide's Brand New Belongings®. There may also be high-value items, homeowner liability or secondary structures on the property that need the protection of a homeowner's policy. Simply tell one of the experts at Bednarz & Associates LLC your individual concerns, and discover how to make coverage choices with speed and confidence.
  
  Along with competitive rates and discounts, the renowned On Your Side® Claims Service will be there for any homeowner who ends up needing more than just peace of mind from their policy coverage.
  
  Call us at (806) 773-6192 to choose a policy or to set up an office appointment. Bednarz & Associates LLC is located at 4414 82nd St.

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• Life Insurance

  Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Lubbock life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
  
  The agents at Bednarz & Associates LLC will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
  
  Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
  
  You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
  
  Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Bednarz & Associates LLC at (806) 773-6192 or visit us at 4414 82nd St. We will be happy to work with you to make sure your family’s financial security is always protected.
  
  
  LAW-0245AO (05/18)

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• Business Insurance

  Finding peace of mind as a small business owner means being prepared for challenges your company might face as it grows. A good way to do that is by having a broad risk management plan and updating it after each new growth phase adds to the complexity of your operations. The Bednarz & Associates LLC works with Nationwide to make this easier by providing the kind of robust and customizable insurance that has already serviced over 500,000 small businesses.
  
  To get the process started, Bednarz & Associates LLC may recommend purchasing a business owner's policy. This provides basic coverage along a variety of lines and represents the closest thing that business insurance has to a comprehensive policy. From there, agents conduct an On Your Side® Review to find specific areas where your company could use a little more coverage, and these vary quite a bit from business to business. Examples include insurance on your receivables, on equipment and other specific high-value assets, product liability, and basic property insurances.
  
  Finding the right coverage for a small business in Lubbock is a process, but it is a process that Bednarz & Associates LLC has the experience to guide you through. That way, you have the security you need to take advantage of every new business opportunity. To get things started, call (806) 773-6192 for a phone consultation or to set an appointment for a meeting at our offices located on 4414 82nd St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Bednarz & Associates LLC also offers products in AZ. Please call for information on products in those states.