Frequently asked questions
Our Insurance Products
Even with advanced auto technology, car accidents are still a common occurrence. Charales Insurance Agency, Inc.understands how much of an investment your automobile is and how much you enjoy driving it. This is just one reason we've turned to Nationwide to help us provide the best auto insurance protection to Sunnyvale drivers.
Distracted driving, driver error, fatigue, and speeding are just a few causes of auto accidents, and are all factors to take into account when it comes to selecting your auto protection. We also consider factors that can lower the price of your insurance policy, such as having a new vehicle and good driving behavior. After we've helped build a personalized plan for you and your automobile, we'll be sure to keep in touch with you to see if there are any changes in your life or driving habits that might require a change to your insurance policy.
Not satisfied with your current auto insurance protection? Thinking about getting a new car and curious about how much you'll likely have to pay for insurance? No matter your circumstances, we're always available to talk to you about your options. Whenever you're ready, give us a call at (972) 226-2098, or visit us at 3630 N Belt Line Rd.
Making sense of your many home insurance coverage options can seem like a daunting task, especially if you have just purchased a new property. Buying a home is a big step for anyone to take, but the process is not fully complete until the right policy has been selected. Charales Insurance Agency, Inc. can help you protect this important investment through the selection of Nationwide home insurance policies fitted precisely to your needs. Here at Charales Insurance Agency, Inc. we excel at assisting customers with home insurance solutions and other essential forms of coverage. Your home should be protected from the many changes that might affect it, and we can help make sure your policy is up to the task.
We understand that no two homes are exactly alike, so every homeowner's concerns are going to be unique as well. By providing tailored coverage solutions, we can offer enhanced peace of mind. You can rest easy knowing your home insurance policy reflects your needs today and tomorrow. If you ever have questions or concerns about your coverage, just let us know. Nationwide has an extensive network of agents working around the clock to assist with filing claims and much more.
To discover the coverage solutions that best meet your needs, contact Charales Insurance Agency, Inc. today by calling (972) 226-2098. Sunnyvale area customers can also visit our offices at 3630 N Belt Line Rd. Let us know how we can help improve your existing coverage or discover what insurance options are available to you as a new homeowner.
Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at Charales Insurance Agency, Inc. are here to help newlyweds in the Sunnyvale area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call us at (972) 226-2098 and ask for Charales Insurance Agency, Inc.. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 3630 N Belt Line Rd,Sunnyvale,TX,75182. It may be the most important date of your life.
Your business is your pride and joy, and at Charales Insurance Agency, Inc. we know how important it is for you to feel confident that sufficient insurance protection is in place. That's why we have a range of excellent solutions designed to offer you a policy that works for your business. For example, you'll find that a businessowners policy, or BOP, provides a combination of property insurance, liability insurance, and other pertinent coverage options targeted specifically to your needs.
You may be considering crime insurance that protects your business if it experiences theft, fraud, or forgery, or accounts receivable coverage that kicks in if one of your customers fails to pay you for your services. Cyber liability Insurance is another important kind of coverage that guards against computer attacks and damage to your computer systems and electronic data, which are very real concerns in today's world. Another worry that may hover at the back of your mind is having to close your doors temporarily if you've suffered a loss from something like a natural disaster. We have coverage for that as well, called business interruption insurance.
Charales Insurance Agency, Inc. is proud to work with Nationwide to offer commercial insurance that can address the issues, circumstances, or loss you might face in your business life. From equipment breakdown insurance to workers' compensation, there are many different options, and Charales Insurance Agency, Inc. in Sunnyvale will be happy to go over them with you. Feel free to stop by our 3630 N Belt Line Rd office any time, or phone us at (972) 226-2098. We look forward to learning about your business and discussing the many ways we can help to protect it.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Charales Insurance Agency, Inc. also offers products in TX. Please call for information on products in those states.
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