Frequently asked questions
Our Insurance Products
The convenience of driving is something to be enjoyed and appreciated. However, with the privilege of driving comes inherent risks and cautions. Safe driving requires you to be constantly aware of your surroundings and to be attentive and responsible. Coupled with safe driving practices, it is critical for every driver to have an effective auto insurance policy. In fact, having some form of coverage is required by law in many states. At Michael Ray Christopher located in Tyler, our goal is to provide affordable coverage tailored to your needs and the drivers in your family.
Because there are so many different types of auto insurance to choose from, it can be confusing to know which ones are most appropriate for your needs. Michael Ray Christopher can sit down with you to discuss your concerns and the type of coverage you have in mind. They will take the time to assess your needs to determine what combination of policies would best suit you. Whether you decide on collision coverage, liability coverage, comprehensive coverage, or another type of insurance, you can be confident you have chosen a policy that is effective and customized to meet your requirements. Additionally, Nationwide's On Your Side® Review makes it easy to determine changes that need to be made to your existing policy and modify it appropriately.
Choosing an auto insurance policy that provides security for you and the people you love is an important decision. With a convenient office location on 1306 S Vine Ave, you don't have to travel far for trusted assistance. We look forward to helping you acquire the coverage you need when you give us a call at (903) 747-3803.
When you do business with Michael Ray Christopher, you deal with people who are adept at finding policies fitted to your needs and budget. There are several factors that should be considered when obtaining the right protection for your home in Tyler, including your ownership of a pool (or lack thereof) and the overall cost to rebuild your home. If you possess a large number of valuable assets such as jewelry or fine art, the protection offered by Valuables Plus® is a great choice and is something to discuss with your agent.
At Michael Ray Christopher, we work together with Nationwide to bring you the best possible choices for your home insurance. We provide you with a selection experience that is smooth and intuitive so that you can get on with your daily life without additional stress. If you ever come home to find that you are a victim of a covered loss, we have what it takes to pick up the pieces. If you frequently experience severe weather conditions in your area, we can also help you find solutions for damage that may be caused by these storms.
Speak with one of our agents today to get started on finding a hassle-free plan. If you would like to meet with someone in person, come to our office at 1306 S Vine Ave. Or call us at (903) 747-3803.
Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
We at Michael Ray Christopher proudly work with residents in the Tyler area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call Michael Ray Christopher at (903) 747-3803. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 1306 S Vine Ave. We look forward to seeing you.
The only thing better than having the perfect business idea is having a complete insurance plan to protect your business. Michael Ray Christopher works with Nationwide to provide Tyler business owners with high quality protection for their companies, employees, and the future of their businesses.
Just like with any other type of insurance, the type of business you have is one of the largest factors that determines how your protection is designed. For instance, if you have delivery trucks or other company vehicles, you'll want a plan that includes commercial auto insurance. Some business owners also decide to include umbrella insurance with their protection in case they incur a particularly hefty accident or lawsuit. To better safeguard your peace of mind so you can put all of your focus on operating your business, we'll sit down with you to add a personal touch to your plan so that you can get the coverage you need.
While we may not know your business as well as you do, we certainly know how to protect that business. To learn more, be sure to swing by and pay us a visit at 1306 S Vine Ave at your earliest convenience. If business is booming and you're unable to pull yourself away, you're also welcome to give us a call at (903) 747-3803.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Michael Ray Christopher also offers products in TX. Please call for information on products in those states.
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