Us Independent Insurance Agency LLC
Our Insurance Products
- Auto InsuranceIf you've recently bought a brand new or new-to-you vehicle in Keswick, you'll want an all-encompassing auto insurance plan that protects your new investment. Us Independent Insurance Agency LLC specializes in supplying local drivers with personalized auto coverage that gives you peace of mind. Let us give you the confidence that comes with knowing you and your vehicle are in the very best of care.
Bijaya Rai is an agent who gets to know you and your driving habits before recommending a superior protection plan backed by Nationwide. The features of your vehicle, how often you drive, where you park your vehicle at night, and your driving record, among other factors, all influence your premium. We take each of those factors into consideration before recommending a plan that fits your needs. If you do have to file a claim, we'll make sure the process is quick and simple so that you can have your vehicle repaired as quickly as possible and get back to enjoying the open road. For those times when repairs will take several days, we recommend that you opt for rental reimbursement coverage so that you don't spend more than necessary to maintain your regular driving habits.
Even if you haven't yet bought your vehicle, it's never too early to start thinking about auto coverage or the right company to provide you with that coverage. Whenever you're ready, call (434) 249-7978 to speak with an agency representative to discuss your coverage needs. You can also stop by and see us at 4750 Mechunk Rd.
- Homeowners InsuranceFor years, Us Independent Insurance Agency LLC has been helping homeowners safeguard their most valuable possessions. We are a fully licensed Nationwide Insurance agency, and when you allow us to provide you with home insurance, you will be gaining access to some of the best customer service in the country. Nationwide home insurance protects your home in the event of theft, natural disaster, water backup, and other occurrences. Our insurance policies not only have the ability to protect your home and other structures on your property, but they also extend coverage to the items inside of your home that you worked so hard to acquire.
Additionally, if you are interested in personal liability insurance, we are more than confident we can provide you with an option that fits your needs and budget. A personal liability policy may help pay for covered instances in the event someone sustains an injury or causes damage on your property. If you prefer broader, more comprehensive coverage, consider purchasing one of our umbrella policies. An umbrella policy is designed to protect you from claims and lawsuits beyond your standard policy limits, as well as, cover claims that may not be covered under your other liability policies.
Bijaya Rai has an in-depth understanding of our Nationwide home insurance products and other personal liability policies. Find us in Keswick at 4750 Mechunk Rd. Our agents are highly trained and are capable of answering all of your questions about home insurance policies. Call Us Independent Insurance Agency LLC at (434) 249-7978 to explore your insurance options.
- Life InsuranceIf you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at Us Independent Insurance Agency LLC are here to help people like you in the Keswick area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (434) 249-7978 and ask for Bijaya Rai. We are located at 4750 Mechunk Rd,Keswick,VA,22947 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
- Business InsuranceWhen you are a business owner, stability is likely one of your top priorities. We at Nationwide Insurance: Us Independent Insurance Agency LLC understand this, which is why we teamed up with Nationwide, a company with an excellent history of insuring businesses. We want to make sure that your business has the basic coverage it needs as well as any additional coverage to fit the nuances of your situation. No business is exactly alike, and you'll want to consider factors such as your business location, how the business is run, and your target customers or clients when you assess insurance options.
If you are unsure how or where to start, Bijaya Rai and our other agents may recommend that you select a businessowners policy (BOP). It combines property insurance, liability insurance, and other types of insurance coverage. After that, you can look at other insurance coverage options such as business interruption insurance, which can help keep your business going financially in situations such as vandalism or extreme weather. Other coverage types that may interest you include utility interruption, employment practices, and accounts receivable. We also have insurance solutions customized toward specific business types in Keswick such as dry cleaners, real estate, and plumbing.
Take advantage of an On Your Side® Review to determine the insurance coverage needs of your business. We will assess your business and give you information on what you may want to cover. Give us a call today at (434) 249-7978 or stop by our Nationwide Insurance: Us Independent Insurance Agency LLC office on 4750 Mechunk Rd.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Us Independent Insurance Agency LLC also offers products in KS, MD, NC, OH, PA, VA. Please call for information on products in those states.
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