Our Insurance Products
Understanding the language of insurance policies can be difficult, which is why Danny H. Parkhurst Agency focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Danny H. Parkhurst Agency to fit any driver's needs in Layton.
Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Danny H. Parkhurst Agency understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.
To ask questions about coverage or to talk to Danny H. Parkhurst Agency about other discounts you might qualify for, give our offices a call at (801) 825-8165. We are also able to make appointments for face to face consultations at our office located at 2317 N Hill Field Rd. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.
Danny H. Parkhurst Agency can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Layton agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Layton neighborhoods are, no two households are exactly the same, even within 84041.
For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Layton home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.
Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Danny H. Parkhurst Agency walk you through the options and clearly explain your policy choices. Simply give us a call at (801) 825-8165. Or, if you're in the 84041 area during office hours, swing by our Layton location at 2317 N Hill Field Rd, and we can discuss your home insurance options in person.
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Layton life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Danny H. Parkhurst Agency will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Danny H. Parkhurst Agency at (801) 825-8165 or visit us at 2317 N Hill Field Rd. We will be happy to work with you to make sure your family’s financial security is always protected.
As a business owner you have a lot of responsibility. One of your priorities should be to make sure that you are properly protected in the event of a loss. At Danny H. Parkhurst Agency in Layton, we understand that every company has its own unique risks and coverage needs. That is why we go over your business in detail including if you own or rent your building, the number and types of employees you have, and the nature of your business. We then recommend a custom plan to make sure you are protected against a variety of different risks.
While some companies may offer a one-size-fits-all policy, we have several options that you can choose from. For example, if your employees will be driving company vehicles or their own for business purposes it is important to have commercial auto coverage. If your business depends on computers and equipment for daily operation, you may want to have protection against equipment breakdown. You also may need extra liability protection, such as umbrella insurance, in order to protect you when accidents happen. To make things easy, many business owners choose our business owners policy (BOP), which packages important coverages together.
When you are ready to protect your company, Danny H. Parkhurst Agency is available to walk you through your options. You can call our office at (801) 825-8165 to set up an appointment or speak with an agent over the phone. You can also visit our office at 2317 N Hill Field Rd.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Danny H. Parkhurst Agency also offers products in AZ. Please call for information on products in those states.
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