Lam & Associates Ltd. in Annandale, VA

Our Insurance Products

The Lam & Associates Ltd. in Annandale, VA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Auto insurance is not one-size-fits-all. For some Annandale residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the Lam & Associates Ltd., we know how to customize a policy so that it meets the needs and priorities of your Annandale household.
  
  As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Annandale customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.
  
  Let the Lam & Associates Ltd. take the stress out of buying auto insurance in Annandale. Give us a call at (703) 941-7950 to talk about your coverage or to make an appointment with our office during business hours. We're located at 4220 Evergreen Ln.

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• Home Insurance

  Although you don't expect it, you know that a natural disaster can happen or that a break-in might occur, resulting in a loss of valuables or damage to your home. There are even emergencies that arise from installing a pool system or living in different areas. Having a good home insurance policy in place will go a long way toward providing the kind of reassurance you need to get through a rough time, making any claims process stress free and easy. You can rely on the professionals at Lam & Associates Ltd. to put together a policy that will afford protection for your home, your possessions, and your family.
  
  We have teamed up with Nationwide to offer a wide range of home insurance options and to make it easy for you to obtain a quote. Perhaps you have freestanding structures such as a garage, a pool house, or a gazebo that need to be added to your home insurance policy. You also may want contents coverage for your furniture or clothing. You should consider the value of having a personal umbrella policy that provides higher amounts of coverage for bodily injury and property damage to others to bring peace of mind all year round.
  
  We also provide an excellent claims service to help you get back to normal following a loss, and our discount program is available to save you even more. To learn about our policies, just call Lam & Associates Ltd. at (703) 941-7950, or drop by our office at 4220 Evergreen Ln.

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• Life Insurance

  At Lam & Associates Ltd., we want to make customers aware of how easy and affordable life insurance is. We know many people in Annandale think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
  
  Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
  
  There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
  
  By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
  
  To better understand coverage options, we encourage you to contact Lam & Associates Ltd. at (703) 941-7950 to arrange a time to meet in office at 4220 Evergreen Ln,Annandale,VA,22003 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
  
  
  LAW-0244AO (05/18)

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• Business Insurance

  Many Annandale businesses have partnered with Nationwide and the Nationwide Insurance: Lam & Associates Ltd. to protect against coverable losses. Our risk management advisors can build a policy customized for your company, whether it's a business owner's policy or stand-alone commercial insurance products. We can help you understand the different types of policies and coverage programs. We can show you how to choose a billing option that makes it easier for your Annandale company to pursue future growth.
  
  Your business insurance needs may start with liability, property, and commercial auto coverage, but they may not end there. From employee benefits to business interruption coverage, there are numerous ways to expand and strengthen your Nationwide policy. There are also several types of industry-specific coverage programs including retail stores, food and beverage, and any number of contracting businesses. These programs can help identify and fill in coverage gaps commonly experienced by specific types of companies.
  
  Nationwide Insurance: Lam & Associates Ltd. is located at 4220 Evergreen Ln, but we help businesses throughout the greater Annandale area. Give us a call at (703) 941-7950, and let us protect what you've worked so hard to build.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Lam & Associates Ltd. also offers products in DC. Please call for information on products in those states.