The The HILB Group of Maryland, LLC in Bedford, VA provides the following products. To learn more about each insurance product, click on the links below.
Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why The HILB Group of Maryland, LLC prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Beaver Falls feeling confident they have exactly the coverage they need.
Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. The HILB Group of Maryland, LLC works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.
If you have questions about coverage options and policies, talk to one of our agents by calling us at (866) 375-9078. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting with The HILB Group of Maryland, LLC in our office at 1525 Longwood Ave.
Many people think that finding the perfect home insurance policy is impossible. This may be true for some, but not for homeowners who have Nationwide insurance policies. Here at The HILB Group of Maryland, LLC, The HILB Group of Maryland, LLC helps homeowners just like you find a policy that fits their needs and budgets every day. A high-quality insurance policy will provide you with coverage in the event your home is damaged or destroyed by a natural or man-made disaster.
Whether you are facing a fire, break-in, or storm, a Nationwide policy can provide you with a sense of stability and peace of mind. A personal umbrella policy can also provide an extra layer of liability protection for your assets if there's a serious accident.
Our professional and courteous Nationwide agent is available to answer any questions you or your loved ones may have about insurance. The HILB Group of Maryland, LLC is located at 1525 Longwood Ave. Contact our office at (866) 375-9078 to speak with our agent.
Life Insurance
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Bedford life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at The HILB Group of Maryland, LLC will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (866) 375-9078 and ask for The HILB Group of Maryland, LLC or visit us at 1525 Longwood Ave,Bedford,VA,24523. We will be happy to work with you to make sure your family’s financial security is always protected.
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Business Insurance
When it comes to owning and operating your own business, few choices may seem clear or simple. The HILB Group of Maryland, LLC can help change that – at least as far as insurance is concerned. Our agency works with Nationwide to provide improved insurance solutions to people in the Bedford area looking for a great business policy. For years, Nationwide has led the way in outstanding customer service, rapid claims response, and much more. Nationwide allows us to offer personalized business insurance policies. These solutions are personalized to address the unique spectrum of concerns affecting your organization. This is a great way to effectively manage the risks associated with doing business in your industry.
Risk is an inescapable part of doing business, but it can be managed through strategic choices. Choosing to get an insurance policy from a company with a proven track record is a good way to be sure that support is going to be there when you need it. Nationwide excels in service and support, so our valued customers are never left without the information they require. At The HILB Group of Maryland, LLC, we believe that insurance companies should be responsive to the concerns of customers, so we strive to deliver beyond expectations.
Obtaining insurance through a company that knows and understands the particular concerns affecting business owners is a wise choice. Nationwide has distinguished itself as a leader in policy provision and our team looks forward to helping you access the coverage solutions you really want. To discover what improved insurance coverage could do for you, please call (866) 375-9078 or visit our 1525 Longwood Ave office.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
Choosing a new apartment or house to rent in Bedford can be an exciting time. Along with searching for a new rental home comes other decisions: which neighborhood you’d like to live in, what type of amenities you’d want, and how much insurance coverage you will need. Many renters are under the impression that their landlord’s insurance policy offers coverage for them as well, but this is generally not the case. While your landlord’s policy will cover the building itself, it may not include your personal belongings or injuries from within the structure.
If you experience a covered loss in your rental, renters insurance will help cover the associated costs. Do you have many irreplaceable belongings? If so, you’ll be interested in the Actual Cash Value coverage. Do you have belongings that are essential to your daily life and would need to be replaced in the case of damage? If yes, then you should ask about Replacement Cost coverage. The HILB Group of Maryland, LLC can help you safeguard your belongings by answering all your questions about renters insurance coverage.
Don’t wait until an unexpected event occurs to protect yourself and your belongings. Give The HILB Group of Maryland, LLC a call at (866) 375-9078 or visit at 1525 Longwood Ave to learn more about your options for a plan that meets your individual needs. We will be happy to help ensure that you and your belongings are protected with coverage from Nationwide.
Buying a condo in Bedford is a big step and finding the right coverage for your investment is an essential measure of protection. No matter how modest your lifestyle is, replacing your belongings can be costly. In addition to replacing your belongings, the cost of repairing the damage to your home can be overwhelming. Let The HILB Group of Maryland, LLC help you choose an insurance coverage plan from Nationwide to provide protection for yourself and your belongings.
Does your building association charge assessment fees if damage is experienced? If so, you’ll be interested in Condo Loss Assessments coverage. Do you have high-value items such as jewelry, watches, antiques, or fine art? Then you may be interested in learning more about Valuables Plus® coverage. You can discuss the many coverage options with the agents at The HILB Group of Maryland, LLC to build a customized policy that fits your life.
Whether you are investing in a new condo or are planning to give new life to an older space, now is the time to protect your property against the unexpected. Give The HILB Group of Maryland, LLC a call at (866) 375-9078 or visit at 1525 Longwood Ave to learn more about your options for a plan that meets your individual needs.
The The HILB Group of Maryland, LLC also offers products in DC, MD, NC, SC, VA, WV, WI. Please call for information on products in those states.