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Central Virginia Insurance Agency Ltd. in Charlottesville, VA

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Central Virginia Insurance Agency Ltd. in Charlottesville, VA provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Even with advanced auto technology, car accidents are still a common occurrence. Central Virginia Insurance Agency Ltd.understands how much of an investment your automobile is and how much you enjoy driving it. This is just one reason we've turned to Nationwide to help us provide the best auto insurance protection to Charlottesville drivers.

    Distracted driving, driver error, fatigue, and speeding are just a few causes of auto accidents, and are all factors to take into account when it comes to selecting your auto protection. We also consider factors that can lower the price of your insurance policy, such as having a new vehicle and good driving behavior. After we've helped build a personalized plan for you and your automobile, we'll be sure to keep in touch with you to see if there are any changes in your life or driving habits that might require a change to your insurance policy.

    Not satisfied with your current auto insurance protection? Thinking about getting a new car and curious about how much you'll likely have to pay for insurance? No matter your circumstances, we're always available to talk to you about your options. Whenever you're ready, give us a call at (434) 973-1557, or visit us at 1851 Seminole Trl.

  • Home Insurance

    Figuring out your home insurance needs does not have to be a stressful process. Eliminate confusion and guesswork by turning to our seasoned insurance professionals at Central Virginia Insurance Agency Ltd. in Charlottesville. We offer a wide array of Nationwide home insurance products that are designed to offer maximum protection. Speak with Central Virginia Insurance Agency Ltd. to get an idea of your own unique insurance needs and how they can best be met through a Nationwide policy.

    Some major concerns people have when looking at home insurance include potential coverage gaps, insufficient insurance, and exclusions. We want you to have the peace of mind that comes with knowing that you are fully covered, so we will work with you to create a policy that meets your needs. Call us at (434) 973-1557 or visit Central Virginia Insurance Agency Ltd. on 1851 Seminole Trl for a detailed consultation on which home insurance is best for you.

    Our goal is to offer every homeowner the best protection for their unique situation. For this reason, we offer many safety incentives. Find out how you can save on your policy by adding safety features to your home or improving its conditions. These can include upgraded alarm systems, window guards, elimination of potential hazards, and more. Ask our professionals at Central Virginia Insurance Agency Ltd. about a comprehensive list of ways to save on your home insurance while improving your home. We are committed to helping you enjoy your home, so we take care of the stress and worrying. Let us know how we can help.

  • Life Insurance

    At Central Virginia Insurance Agency Ltd., we want to make customers aware of how easy and affordable life insurance is. We know many people in Charlottesville think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact Central Virginia Insurance Agency Ltd. at (434) 973-1557 to arrange a time to meet in office at 1851 Seminole Trl,Charlottesville,VA,22901 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.


    LAW-0244AO (05/18)

  • Business Insurance

    Nationwide Insurance: Central Virginia Insurance Agency Ltd. has been helping Charlottesville businesses manage their risk since the day they opened. From the very beginning, we've been committed to bringing the best services and products to our business clients, and that's why we continue to partner with Nationwide.

    Nationwide offers great value for liability, property, and commercial auto, as well as more specialized business insurance products. You can find coverage packages tailored for specific industries. With GrouProtector℠ accident medical insurance, you can organize work events and team-building initiatives without having nightmares about an employee injury. It's also easy to handle several different types of coverage in a single business owner's policy from Nationwide.

    While there are common risk factors based on industry and location, every Charlottesville company has slightly different risk management needs. This is where Central Virginia Insurance Agency Ltd. and the experts at Nationwide Insurance: Central Virginia Insurance Agency Ltd. can really make a difference. Let's talk about what gains your company has already made and where it's headed next. From there, we can help customize a policy and billing schedule that will put your company in a better position. Give us a call at (434) 973-1557. We can set up your policy over the phone or schedule a time to talk in person.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Central Virginia Insurance Agency Ltd. also offers products in VA. Please call for information on products in those states.