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William L. Rudd & Associates Inc.orp in Charlottesville, VA

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The William L. Rudd & Associates Inc.orp in Charlottesville, Virginia provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Understanding the language of insurance policies can be difficult, which is why William L. Rudd & Associates Inc.orp focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by William L. Rudd & Associates Inc.orp to fit any driver's needs in Charlottesville.

    Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at William L. Rudd & Associates Inc.orp understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.

    To ask questions about coverage or to talk to William L. Rudd & Associates Inc.orp about other discounts you might qualify for, give our offices a call at (434) 973-6166. We are also able to make appointments for face to face consultations at our office located at 1410 Incarnation Dr. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.

  • Home Insurance

    Need help understanding what's required by your home lender? Or how you can best protect your home's property value including the dwelling, other property structures, and the belongings inside the home? Let William L. Rudd & Associates Inc.orp make sure you don't miss that crucial detail about your homeowner's policy. Along with their general expertise of Charlottesville home insurance, our agents will listen carefully to your questions and concerns. From there, it's a straightforward process to find the policy coverage that makes the most sense for your home and your loved ones.

    Everything from the age of the home to the age of the homeowner can mean new ways to save on your Charlottesville home insurance. There are also exclusive Nationwide benefits programs, like Brand New Belongings® and Better Roof Replacement®>. These programs will make it easier to move forward should a covered damage occur. In the meantime, they offer extra peace of mind.

    You probably didn't build the house on your own, and nor should you have to wade through the details of a home insurance policy by yourself either. Let William L. Rudd & Associates Inc.orp demystify the process and help you understand how a policy protects you from covered damages. When it comes to something this important, you don't want to stay in the dark. Give us a call at (434) 973-6166 to discuss your policy. Or schedule an appointment with our office at 1410 Incarnation Dr to talk about your concerns in person with our staff today.

  • Life Insurance

    If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.

    We at William L. Rudd & Associates Inc.orp are here to help people like you in the Charlottesville area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.

    When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?

    You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.

    Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call William L. Rudd & Associates Inc.orp at (434) 973-6166. We are located at 1410 Incarnation Dr. Let us help you find the right policy to assure your family’s financial security.


    LAW-0248AO (05/18)

  • Business Insurance

    You know that you need to have business insurance to protect your company, yet understanding the exact types of coverage your company requires is another matter. You're right when you assume that it's impossible to predict every potential risk that your company may face. At the same time, however, you can't allow that uncertainty to leave you exposed to the potential of a major loss. Fortunately, we here at William L. Rudd & Associates Inc.orp may have the comprehensive insurance solution that you've been searching for to keep you protected in almost every situation.

    We work with Nationwide to offer a businessowners policy (BOP) to qualifying businesses that is as close to complete and total insurance coverage that you can find in Charlottesville. A BOP is essentially a suite of separate coverages designed to protect you from liability exposures. A basic BOP includes protection against property damage and general liability concerns, as well as business income reimbursement (which can pay you should you have to temporarily cease your operations due to a covered cause). You can also build onto your BOP by adding auto insurance coverage and protection against equipment damage or professional and cyber liability concerns.

    With a BOP from Nationwide, you don't have to spend time worrying about unanticipated and unpreventable risks your company may face. As William L. Rudd & Associates Inc.orp can attest to, such coverage serves as a veritable security blanket for you and your business. Setting up a BOP won't take much time. Simply call us at (434) 973-6166 to set up a time to stop by our office on 1410 Incarnation Dr, and we'll get you well on your way to enjoying comprehensive business insurance protection in no time at all.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The William L. Rudd & Associates Inc.orp also offers products in VA. Please call for information on products in those states.