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Elite Status

James R MacRae Agency in Charlottesville, VA

9:00 AM - 5:30 PM 9:00 AM - 5:30 PM 9:00 AM - 5:30 PM 9:00 AM - 5:30 PM 9:00 AM - 5:30 PMClosed Today Closed Today

Hours

Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:30 PM
Tue9:00 AM - 5:30 PM
Wed9:00 AM - 5:30 PM
Thu9:00 AM - 5:30 PM
Fri9:00 AM - 5:30 PM
SatClosed
SunClosed

About Your Elite Agency

We are here to protect the lifestyles that you have worked so hard to achieve. Your needs are important to us and we want to help you protect yourself and your family from the uncertainties in your day to day life. We serve the following areas: Yorktown, Williamsburg, Poquoson, Newport News, Hampton, Gloucester, Gloucester Point, Suffolk, Chesapeake, Portsmouth, Norfolk, Virginia Beach, and Greater Richmond Area. We also service all cities in VA, NC, WV, DC, MD, DE

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About James R MacRae Agency

Licensed In

  • DE
  • DC
  • MD
  • NH
  • NY
  • NC
  • PA
  • SC
  • VA
  • WV

Services

  • Auto
  • Life
  • Home
  • Business

Agent Qualifications

  • 2014, 2015, 2016, 2017 Champions Conference Award

Awards

  • Champion Award

Languages Spoken

  • English
  • Spanish

Our Insurance Products

When you need insurance consultants to provide personal On Your Side service, then you have come to the right place!

  • Car Insurance

    Auto insurance is not one-size-fits-all. For some Charlottesville residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the James R MacRae Agency, we know how to customize a policy so that it meets the needs and priorities of your Charlottesville household.

    As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Charlottesville customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.

    Let the James R MacRae Agency take the stress out of buying auto insurance in Charlottesville. Give us a call at (434) 973-9115 to talk about your coverage or to make an appointment with our office during business hours. We're located at 198 Spotnap Rd.

  • Home Insurance

    A home can be one of your most valuable assets, and deserves to be treated as such by having a durable insurance protection. While James R MacRae Agency of James R MacRae Agency may not be able to prevent unexpected events from occurring, you can rest assured that we'll cover you if something does happen. We've teamed up with the well-experienced pros of Nationwide to provide you and your property with best home protection for your needs.

    Besides assisting you in taking account of personal possessions at your home, we also check the latest insurance discounts to help you save as much money as possible. Some ways in which you can save on the overall cost of home insurance include raising your deductible, bundling your policies with us, and boosting your home security.

    Ready to ride off into the sunset with an exemplary homeowners insurance plan? We're ready to get to work on crafting the perfect plan for you, your home, and your family. Call James R MacRae Agency at (434) 973-9115 or drop in for a visit at our office on 198 Spotnap Rd.

  • Life Insurance

    Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.

    At James R MacRae Agency, we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.

    We work with Nationwide to provide friendly service and diverse coverage options to customers in Charlottesville. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.

    There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, James R MacRae Agency and our other team members can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.

    If you are ready to learn coverage options, contact one of our agents at (434) 973-9115 to discuss them over the phone. You can also make an appointment or visit our office at 198 Spotnap Rd,Charlottesville,VA,22911 to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.


    LAW-0240AO (05/18)

  • Business Insurance

    As a business owner, you make scores of decisions every day. Some of those have to do with the insurance you carry. Do you have enough? Have you added more employees or purchased new equipment? Are you covered for computer attacks? In other words, have there been changes that indicate a review is in order? At James R MacRae Agency, we have answers for those questions and many more. Because we work with Nationwide, we can provide you with a wealth of insurance solutions customized specifically to the type of company you own.

    We believe that the insurance you purchase should fit your business like a glove. The basics include property and liability insurance, but there are many other kinds of protection, and what you need depends on what you own. It's a good idea to take stock, listing assets such as buildings, vehicles, office and manufacturing equipment, inventory kept on the premises, fencing, landscaping, signage – even your satellite dish. This is the kind of information our insurance specialists will use help you design the coverage you need.

    At James R MacRae Agency, we know that most of your waking hours are consumed by your business: how to run it, how to build it, and how to protect it. When it comes to concerns about insurance coverage, we can help make sense of a subject that sometimes seems overly complex. All you have to do is call James R MacRae Agency at (434) 973-9115, or stop by our Charlottesville office on 198 Spotnap Rd. You'll get prompt answers to the questions you have about protecting your business and, better yet, solutions to put your mind at ease.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The James R MacRae Agency also offers products in CT, DE, DC, MD, NH, NY, NC, PA, SC, VA, WV. Please call for information on products in those states.