Ernest W Adams Insurance Agency Inc.

The Ernest W Adams Insurance Agency Inc. in Lynchburg, VA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Just as not all vehicles are the same, not all auto insurance policies are the same. Ernest W Adams Insurance Agency Inc. specializes in creating auto insurance plans unique to your driving conditions and the demands of Lynchburg. As a representative of Nationwide, you can rest knowing that your automobile is covered.
  
  We make it simple and quick for you to get the auto coverage you need for your vehicle. The Ernest W Adams Insurance Agency Inc. also breaks down your insurance coverage in terms you can easily understand, which goes a long way in giving you confidence that you and your car are truly protected. Simply let us know if there are any special add-ons you'd like to include in your coverage, or if there are any changes you'd like to make to your insurance. Additionally, we'll work with you to see if you qualify for any of Nationwide's insurance discounts. Be sure you keep us updated on any major cosmetic modifications or additions you make on your vehicle, as they might require a change to your policy.
  
  Ernest W Adams Insurance Agency Inc. doesn't take any chances when it comes to supplying members with complete auto insurance at a great cost. Call us today at (434) 455-4333, or you're more than welcome to pay us a visit at our office located at 2601 Memorial Ave. We look forward to providing auto insurance to meet your wants and needs.

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• Home Insurance

  As a responsible home owner, it is important that you have suitable protection against unexpected loss. There are a number of factors that will determine what types of coverage you may need. Whether you live in a severe weather-prone area, you have a pool, or you have a detached garage, Nationwide can provide the policies to fit your needs. At Ernest W Adams Insurance Agency Inc. in Lynchburg, we work with Nationwide. This means that we take the time to ask the right questions to make sure that you have adequate coverage to protect your home and personal belongings.
  
  Some may think that having basic coverage will cover all losses, but this is not the case. Ernest W Adams Insurance Agency Inc. will go over optional solutions such as other structures coverage, personal umbrella, and earthquake coverage. We also strive to make insurance as affordable as possible and will go over discounts that you may qualify for, such as if your home has a fire or burglary alarm.
  
  Along with explaining your coverage in detail, we will also be available to help you out in the event you have to file a claim. If you're not exactly sure what your policy should include, we will help you out. Call our office at (434) 455-4333 to speak with a qualified agent or set up an appointment. You can also stop by our office at 2601 Memorial Ave for a complimentary consultation to discuss your insurance needs.

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• Life Insurance

  If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
  
  We at Ernest W Adams Insurance Agency Inc. are here to help people like you in the Lynchburg area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
  
  When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
  
  You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
  
  Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (434) 455-4333 and ask for Ernest W Adams Insurance Agency Inc.. We are located at 2601 Memorial Ave,Lynchburg,VA,24501 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
  
  
  LAW-0248AO (05/18)

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• Business Insurance

  Small business owners have a lot on their mind. In addition to preparing for each day's operations, they have to think about the unexpected circumstances that might arise. Even the best planner cannot foresee everything that a business might encounter within a single day of operation, let alone several years. This is where Nationwide and Ernest W Adams Insurance Agency Inc. step in. Choosing an agency connected with Nationwide's comprehensive network of agents and service providers gives business owners access to the resources required to plan for tomorrow.
  
  In many ways, running a successful business can depend on making the right choices at the right time. Selecting a good business insurance policy early in your company's life helps make sure that coverage goes to work as soon as you do and continues providing protection each and every day. Our team has helped business owners secure ongoing insurance coverage for small businesses and growing organizations alike. Getting the right kind of protection today will help your company function smoothly.
  
  As a company grows, its insurance needs may change. If you have concerns about the nature of your coverage, come in and speak with an agent at Ernest W Adams Insurance Agency Inc. or call (434) 455-4333. Our offices are located at 2601 Memorial Ave.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Ernest W Adams Insurance Agency Inc. also offers products in VA. Please call for information on products in those states.