Cothran Schoonover Insurance in Lynchburg, VA

The Cothran Schoonover Insurance in Lynchburg, VA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Cothran Schoonover Insurance has been helping Lynchburg drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Cothran Schoonover Insurance will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.
  
  No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Lynchburg area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.
  
  Cothran Schoonover Insurance can answer questions about coverage limits, policy options or billing schedules. Our expertise and Lynchburg auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (434) 239-2886. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Cothran Schoonover Insurance is located at Lynchburg.

  Read MoreRead Less
• Home Insurance

  Cothran Schoonover Insurance knows just how to protect Lynchburg residences with a home insurance policy. Earned through years of listening to the concerns of other local homeowners, our agents can answer any questions you may have about various coverage programs and policy options.
  
  Even in the most tightly knit Lynchburg neighborhoods, no two properties and no two households are exactly the same. An aging roof may lead one homeowner to opt for the Better Roof Replacement® program, while a multigenerational household next door has heard about the benefits of Nationwide's Brand New Belongings®. There may also be high-value items, homeowner liability or secondary structures on the property that need the protection of a homeowner's policy. Simply tell one of the experts at Cothran Schoonover Insurance your individual concerns, and discover how to make coverage choices with speed and confidence.
  
  Along with competitive rates and discounts, the renowned On Your Side® Claims Service will be there for any homeowner who ends up needing more than just peace of mind from their policy coverage.
  
  Call us at (434) 239-2886 to choose a policy or to set up an office appointment. Cothran Schoonover Insurance is located at 7212 Timberlake Rd.

  Read MoreRead Less
• Life Insurance

  Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Lynchburg, you likely have many questions running through your mind:
  
  • “What are the benefits of term vs. permanent policies?”
  • “How much coverage do I need?“
  • “How much does a life insurance policy cost?"
  
  Cothran Schoonover Insurance can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
  
  There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
  
  Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
  
  Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
  
  Insurance is a smart investment. Getting the right policy is easier than you think. Call (434) 239-2886 for an appointment with an agent. Feel free to stop by 7212 Timberlake Rd to discuss Nationwide coverage options in person.
  
  
  LAW-0239AO (05/18)

  Read MoreRead Less
• Business Insurance

  Cothran Schoonover Insurance has extensive local knowledge of the various industries operating in Lynchburg and 24502, earned through past experience working with individual companies that call Lynchburg home. The professional liability needs of a doctor, lawyer, or real estate agent are much different than, say, the commercial property insurance needs of a wholesaler/distributor. And with our own brick-and-mortar location, we understand how important location is to commercial insurance - even to those businesses which lease their operating space.
  
  These diverse risk management needs also explain why we help so many of our commercial clients with a business owner's policy from Nationwide. With this type of policy, Cothran Schoonover Insurance can combine different coverages into a single policy customized for your company's goals and responsibilities. But no matter your business insurance needs, know that Cothran Schoonover Insurance can help you find coverage that makes sense for your Lynchburg company.
  
  Don't wait any longer to protect what you've worked so hard to build. Let Cothran Schoonover Insurance make sure your customers, employees, and business are covered. Give us a call at (434) 239-2886 to discuss how we can better manage your company's risk and set up a payment schedule that fits with your weekly, monthly, and annual business expenditures.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

  Read MoreRead Less

The Cothran Schoonover Insurance also offers products in AL, CA, CT, DE, DC, GA, IN, ME, MD, MO, NV, NH, NY, NC, OH, OR, PA, RI, SC, SD, TN, VT, VA, WV. Please call for information on products in those states.