H.P. Lucas, Inc. in Midlothian, VA

The H.P. Lucas, Inc. in Midlothian, VA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  The convenience of driving is something to be enjoyed and appreciated. However, with the privilege of driving comes inherent risks and cautions. Safe driving requires you to be constantly aware of your surroundings and to be attentive and responsible. Coupled with safe driving practices, it is critical for every driver to have an effective auto insurance policy. In fact, having some form of coverage is required by law in many states. At H.P. Lucas, Inc. located in Midlothian, our goal is to provide affordable coverage tailored to your needs and the drivers in your family.
  
  Because there are so many different types of auto insurance to choose from, it can be confusing to know which ones are most appropriate for your needs. H.P. Lucas, Inc. can sit down with you to discuss your concerns and the type of coverage you have in mind. They will take the time to assess your needs to determine what combination of policies would best suit you. Whether you decide on collision coverage, liability coverage, comprehensive coverage, or another type of insurance, you can be confident you have chosen a policy that is effective and customized to meet your requirements. Additionally, Nationwide's On Your Side® Review makes it easy to determine changes that need to be made to your existing policy and modify it appropriately.
  
  Choosing an auto insurance policy that provides security for you and the people you love is an important decision. With a convenient office location on 10810 Hasty Ln, you don't have to travel far for trusted assistance. We look forward to helping you acquire the coverage you need when you give us a call at (757) 827-8287.

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• Home Insurance

  Buying a home is a big step; this decision holds the key to a stable, more financially sound future. Homeowners and their families deserve the right kind of protection, which is why H.P. Lucas, Inc. offers comprehensive home insurance coverage. Protecting this important investment goes a long way towards ensuring that your home is there for you today and tomorrow. Enjoy knowing that you are creating a legacy that will see you through the many years to come. H.P. Lucas, Inc. is here to help you find the right coverage for your home.
  
  Our Midlothian agency offers personalized Nationwide insurance products that give homeowners the coverage they need. Customizing insurance solutions to your needs is part of what makes our work so valuable. We go the extra mile to make sure that your home receives the coverage it requires. The result is a policy that addresses the distinctive needs of your home, the surrounding property, and even structures like free-standing garages.
  
  If you bought your home a while back but are looking to switch to a different policy provider, the H.P. Lucas, Inc. team can help. By evaluating your current needs as a homeowner we can make recommendations regarding improved lines of coverage. This is a great way to get personalized advice that speaks directly to your individual concerns. To speak with H.P. Lucas, Inc., visit our 10810 Hasty Ln office or call us at (757) 827-8287.

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• Life Insurance

  Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
  
  We at H.P. Lucas, Inc. proudly work with residents in the Midlothian area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
  
  The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
  
  As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call H.P. Lucas, Inc. at (757) 827-8287. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 10810 Hasty Ln. We look forward to seeing you.
  
  
  LAW-0246AO (05/18)

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• Business Insurance

  If you have recently opened a business, you may have several questions about insurance coverage. Finding a policy that provides the right types of coverage in the right amounts can be challenging. Here at H.P. Lucas, Inc., we work with Nationwide to bring personalized insurance options to our customers.
  
  Choosing the right coverages will make sure that your investment is doing the most for your business. A policy that is a poor fit can be frustrating, and you might be paying for unnecessary coverages or even underinsuring essential assets. These can be surprisingly common problems that can be corrected with the help of a personalized policy. Nationwide excels at making personalized solutions available, and we have chosen to work with them to give our customers access to improved coverage options. Customers also get the benefit of having access to Nationwide's large network of support associates. Anytime you have questions about your policy or need to make a claim, they can assist.
  
  If you are a new business owner in Midlothian and have questions about your business's coverage needs, we can help. Years of experience give our team members a nuanced perspective on the evolving coverage needs of businesses and other organizations. You can reach H.P. Lucas, Inc. by calling (757) 827-8287. Customers can also visit our office at 10810 Hasty Ln.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The H.P. Lucas, Inc. also offers products in DC, MD, NC, PA, VA. Please call for information on products in those states.