Our Insurance Products
Many terms associated with auto insurance can be confusing. For example, what does "comprehensive car insurance" mean? You will get answers to questions and much more when talking about your insurance needs with Rick Galster III Insurance Agency Inc.. We work with Nationwide to bring you excellent service and coverage in Midlothian.
Most states require the purchase of liability coverage. This coverage protects you when you become legally liable for damage to another auto or someone else's injuries from a car accident. Comprehensive coverage provides additional protection for your vehicle from loss due to theft, fire, hail, and other factors. Other offerings include Medical Payments or Personal Injury Protection coverage, and features such as Roadside Assistance.
Give Rick Galster III Insurance Agency Inc. or another experienced agent a call today at (804) 893-4089. Drivers can discuss options over the phone or in person at 1520 Huguenot Rd.
At Rick Galster III Insurance Agency Inc. it's our job to increase your sense of financial security and peace of mind through adequate home insurance. There are many components that make up a well-designed insurance policy and Rick Galster III Insurance Agency Inc. can help you understand and choose the right types and amounts of coverage for your individual situation. Your location in Midlothian, the number of detached buildings on your property, and your personal belongings all affect the type of coverage you need to be sufficiently protected.
We want your entire experience with Rick Galster III Insurance Agency Inc. to be simple and hassle-free and that's why we work with Nationwide. Specialized coverage, easy claims processing, and top-notch service are the standard, and each policy is tailored to fit your specific structure and situation. With focused optional coverage such as Brand New Belongings®, you can receive assistance in replacing or repairing your covered belongings.
Whatever options you choose, we strive to make your entire insurance experience, from choosing a policy to filing a claim, as simple as possible. If you need coverage but don't have time to stop in our office, give us a call at (804) 893-4089. We can design a policy over the phone and answer any questions you may have about protecting your valuables. Call today for service or to schedule an appointment at our office located at 1520 Huguenot Rd.
Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
We at Rick Galster III Insurance Agency Inc. proudly work with residents in the Midlothian area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call (804) 893-4089 and ask to speak to Rick Galster III Insurance Agency Inc.. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 1520 Huguenot Rd,Midlothian,VA,23113. We look forward to seeing you.
Whether you have already opened a small business or are considering doing so, business insurance is probably at the front of your mind. Having the proper types of insurance and the right amount of coverage is essential in order to protect yourself, your employees, your customers or clients, and your assets. Deciding what you need does not have to be overwhelming.
Rick Galster III Insurance Agency Inc. at Rick Galster III Insurance Agency Inc. works together with Nationwide to help people determine which type of insurance coverage will best fit their needs. We sit with you to discuss basic policies such as general liability and property damage insurance, as well as educate you on more in-depth policies such as professional liability coverage, employment practices liability coverage, and umbrella policies. We discuss the type of business you operate, how much you spend per year, how much profit you make, and how many people you employ. We also let you know if there are any vital local, state, or federal laws that require you to carry special policies.
Once you have decided what you need, we come up with a coverage quote that best meets your needs and budget. We even meet with you once per year to discuss any changes in your business and determine if your policy is still meeting your needs. Rick Galster III Insurance Agency Inc. and Rick Galster III Insurance Agency Inc. is proud to work in conjunction with Nationwide. Schedule a consultation by calling (804) 893-4089 or stopping into our offices on 1520 Huguenot Rd.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Rick Galster III Insurance Agency Inc. also offers products in DE, MD, NC, PA, VA, NJ. Please call for information on products in those states.
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