E. R. Midgett Insurance Agency, L.l.c.

The E. R. Midgett Insurance Agency, L.l.c. in Richmond, VA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Look to the insurance provider who is there when you need them when it comes to vehicle insurance services. E. R. Midgett Insurance Agency, L.l.c. works with Nationwide to offer members a wide variety of discounts and services. We are also available to answer any questions you may have about auto insurance plans, either over the phone or in person.
  
  We make sure to thoroughly review your insurance needs before finalizing anything. It is our goal that you walk away with protection that you completely understand and can count on. We also make sure you know exactly which of our many discounts are available to you, such as those for good students or for using our ecofriendly paperless billing plan. These discounts may be applied to our many insurance protection options. We offer solutions like liability coverage and roadside assistance. Because we are located locally in Richmond, we know what the specific weather and traffic conditions are like. We can walk you through the protection options for your vehicles and those specific to Richmond. Have peace of mind that comes from a personalized insurance plan.
  
  E. R. Midgett Insurance Agency, L.l.c. is willing to talk to you whenever you have the time. You can call us at (252) 473-5947 or schedule an in-person appointment at 701 E Franklin St. Our door is always open and your questions will always be answered.

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• Home Insurance

  Congratulations on becoming a proud Richmond homeowner! With all of the energy and resources you spent searching for and bidding on your home, E. R. Midgett Insurance Agency, L.l.c. knows the last thing you want to do is spend hours finding a viable insurance plan to protect your investment. With our help, along with the knowledgeable folks at Nationwide, safeguarding your home and all of your belongings can be a smooth process.
  
  Insurance is one of life's many little necessities, and a requirement in some cases, but it's best that you take your insurance needs seriously, because we certainly do. Our goal is to provide you with all of the information you need to be sure that your home is protected if something unexpected occurs. E. R. Midgett Insurance Agency, L.l.c. can talk you through determining the value of your belongings which can help you avoid underinsuring yourself. We also make sure your customized plan is explained to help you understand which risks are and are not covered by your plan, and you'll be well-educated on how your deductibles work. When members come to us, we want them to leave feeling as if they know more about insurance than we do.
  
  If your home is currently in construction, or even if you're just thinking about buying a home, we'd love to have the opportunity to chat with you about your options and any discounts for which you may qualify. Whenever you're ready, pick up the phone and dial us up at (252) 473-5947 or visit us at 701 E Franklin St.

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• Life Insurance

  If you are thinking about purchasing a life insurance policy in Richmond, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.
  
  At E. R. Midgett Insurance Agency, L.l.c., we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.
  
  You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, E. R. Midgett Insurance Agency, L.l.c. is available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.
  
  Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (252) 473-5947 to speak with one of our team members, or stop by 701 E Franklin St to discuss your insurance needs in our office.
  
  
  LAW-0241AO (05/18)

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• Business Insurance

  Acting proactively is one key to small-business success. Whether you run a dry cleaner business, florist shop, real estate office, attorneys office, or something else entirely, we at E. R. Midgett Insurance Agency, L.l.c. have many excellent insurance solutions to offer you thanks to our working with Nationwide. Nationwide and its agents insure more than 500,000 small businesses all across the United States, and we are committed to providing quality coverage in Richmond that is affordable and meets your needs.
  
  If you are uncertain about where to start with your insurance plan, we offer On Your Side® Reviews to assess your business and to make recommendations to the types of insurance coverage you may need. Another good way to approach the matter is to get a business owners policy, or BOP, specific to your industry type. After that, you can add on options to fit specific situations. For example, such additional coverage options include workers compensation insurance, cyber liability insurance, accounts receivable insurance, and crime insurance. Even two businesses in the same industry may have vastly different insurance needs, so we make many coverage choices available. Business size, finances, and target customer base can often factor into insurance coverage as well.
  
  It is natural to wonder about the amount and type of coverage that is appropriate for your business. Contact our office today to get answers. You can give us a call at (252) 473-5947 or visit us on 701 E Franklin St to protect your business as much as possible.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The E. R. Midgett Insurance Agency, L.l.c. also offers products in . Please call for information on products in those states.