Frequently asked questions
Our Insurance Products
Auto insurance is not one-size-fits-all. For some Richmond residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the Marsh U S A Inc., we know how to customize a policy so that it meets the needs and priorities of your Richmond household.
As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Richmond customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.
Let the Marsh U S A Inc. take the stress out of buying auto insurance in Richmond. Give us a call at (804) 344-8600 to talk about your coverage or to make an appointment with our office during business hours. We're located at 1051 E Cary St.
Homeowners insurance is a crucial part of owning and protecting a home. That's why the Marsh U S A Inc. has worked so diligently to understand the insurance priorities of 23219 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your Richmond neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your Richmond home, and our agents can help further personalize your homeowner's policy.
How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but Marsh U S A Inc. offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.
Our office is located at 1051 E Cary St. But our home insurance expertise extends throughout the greater Richmond area. Call the Marsh U S A Inc. at (804) 344-8600 to get our take on the best way to protect against potential homeowner damages.
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Richmond life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Marsh U S A Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Marsh U S A Inc. at (804) 344-8600 or visit us at 1051 E Cary St. We will be happy to work with you to make sure your family’s financial security is always protected.
When unexpected problems arise in the course of doing business, you need to have someone you can depend on. The Marsh U S A Inc. team has been helping Irwin business owners with their insurance concerns for many years. From assisting new business owners with a selection of their first policy to providing improved coverage for organizations growing to new heights, we can help our customers access great coverage at every stage. We know that insurance is personal, so we offer customized coverage options that more precisely address the concerns affecting your organization. This is a great way to obtain coverage that works hard for you.
We work with Nationwide to provide a better selection of coverage solutions to customers looking for business insurance policies. With options such as a businessowners policy (BOP) that includes general liability and commercial property, we are better able to offer the kind of coverage that modern organizations are most interested in. Your insurance policy is going to be working around the clock to protect your interests, and personalizing your policy with the help of Marsh U S A Inc. agents will make sure that this important protection is operating correctly.
Companies in the midst of big changes may also need their business insurance policies revised. If your company is facing restructuring, relocating, or other upheavals, then this is a good time to reevaluate your coverage needs. Call (804) 344-8600 today to speak with an agent at Marsh U S A Inc.. Our 1051 E Cary St office is here to help business owners serving every industry. Discover improved coverage solutions through Nationwide and Marsh U S A Inc..
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
- NationwidePrivate Client
Marsh U S A Inc. is dedicated to meeting the specialized insurance needs of successful individuals and families. With offices located in Richmond, we provide the following product offerings
• Homeowners – Provides comprehensive, customizable policies for homeowners to protect your home, family and lifestyle.
• Auto – Offers benefits beyond mass-market insurance policies to ensure your autos are well protected.
• Excess Liability – Protects you and your hard-earned assets against the potential risk of a lawsuit, so you can be confident about your financial future.
• Personal Collections – Helps ensure your most cherished possessions get the coverage they deserve.
Through Marsh U S A Inc.’s committed partnership with Nationwide Private Client, we provide specialized claims service and loss prevention support tailored to your individual needs.
• Claims service – We will be there for our clients when they need us most. Working exclusively in the affluent market, Nationwide Private Client’s claims professionals are trained problem-solvers who understand the value of providing specialized service, ensuring claims are handled with the utmost care from start to finish.
• Risk Solutions program – Nationwide Private Client’s Risk Solutions program provides innovative insurance services and loss management support to better protect your home and assets, including home safety and catastrophe recommendations, evaluation of the replacement cost of your home based on unique features, and access to a strong network of vendors to support your needs.
The Marsh U S A Inc. also offers products in AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, KY, NJ. Please call for information on products in those states.
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