The James R MacRae Agency in Richmond, VA provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
While you might be one of the safest drivers in Richmond, there's no guarantee that you'll never be involved in an accident. James R MacRae Agency is here to make sure you and your passengers are well prepared for any incident waiting for you down the road. To add an extra layer of protection, James R MacRae Agency has made it easy to get the right coverage through a policy backed by Nationwide.
In addition to traditional driving vehicles, we know how to make sure you have the right plan for other vehicles such as RVs, motorcycles, and even ATVs. If it has an engine and tires, there's a good chance we can insure it and give you peace of mind at the same time. Just as there are different driving styles, there are different auto insurance needs. We learn how you drive, where you drive, the safety and security features on your vehicle, and if there are any special coverage options that may need to be added onto your policy.
Ready to drive off into the sunset with true peace of mind? Stop by and see us at 6956 Forest Hill Ave, or pick up the phone and call us at (804) 323-1610.
Home Insurance
When you have a home of your own, you want to protect it and be certain that your family is safe and your lifestyle secure. There are many factors that go into determining insurance needs, including your location, home, possessions, and any additions on your property such as pools or structures. You will find that the experienced professionals at James R MacRae Agency are on hand to help with many types of home insurance coverage. We start with a thorough review of your particular situation and recommend options that will be the best fit for you.
With the appropriate home insurance in place, you will be able to weather the storms that come your way, knowing that you are protected against the elements. You will also be protected against other types of damage or loss, such as that done by theft. We have many different insurance plans from which to choose and several attractive features to share with you.
James R MacRae Agency, your agent in Richmond, can offer excellent Nationwide insurance coverage. If disaster does strike, all you have to do is call (804) 323-1610 to get the ball rolling. Because James R MacRae Agency in Richmond partners with Nationwide, we have an outstanding claims service and can help you get back to normal quickly. We invite you to visit our office at 6956 Forest Hill Ave to discuss benefits designed to make your insurance needs easier, such as On Your Side® Reviews and home insurance discounts.
Life Insurance
Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at James R MacRae Agency are here to help newlyweds in the Richmond area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call us at (804) 323-1610 and ask for James R MacRae Agency. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 6956 Forest Hill Ave,Richmond,VA,23225. It may be the most important date of your life.
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Business Insurance
When unexpected problems arise in the course of doing business, you need to have someone you can depend on. The James R MacRae Agency team has been helping Irwin business owners with their insurance concerns for many years. From assisting new business owners with a selection of their first policy to providing improved coverage for organizations growing to new heights, we can help our customers access great coverage at every stage. We know that insurance is personal, so we offer customized coverage options that more precisely address the concerns affecting your organization. This is a great way to obtain coverage that works hard for you.
We work with Nationwide to provide a better selection of coverage solutions to customers looking for business insurance policies. With options such as a businessowners policy (BOP) that includes general liability and commercial property, we are better able to offer the kind of coverage that modern organizations are most interested in. Your insurance policy is going to be working around the clock to protect your interests, and personalizing your policy with the help of James R MacRae Agency agents will make sure that this important protection is operating correctly.
Companies in the midst of big changes may also need their business insurance policies revised. If your company is facing restructuring, relocating, or other upheavals, then this is a good time to reevaluate your coverage needs. Call (804) 323-1610 today to speak with an agent at James R MacRae Agency. Our 6956 Forest Hill Ave office is here to help business owners serving every industry. Discover improved coverage solutions through Nationwide and James R MacRae Agency.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The James R MacRae Agency also offers products in AL, AZ, AR, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, ME, MD, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OR, PA, RI, SC, SD, TN, UT, VT, VA, WA, WV, WI, WY, KY. Please call for information on products in those states.