About Ryan Harris Insurance and Financial Services Inc.
- Human Services
Our Insurance Products
If you've recently bought a brand new or new-to-you vehicle in Salem, you'll want an all-encompassing auto insurance plan that protects your new investment. Ryan Harris Insurance and Financial Services Inc. specializes in supplying local drivers with personalized auto coverage that gives you peace of mind. Let us give you the confidence that comes with knowing you and your vehicle are in the very best of care.
Ryan Harris Insurance and Financial Services Inc. is an agent who gets to know you and your driving habits before recommending a superior protection plan backed by Nationwide. The features of your vehicle, how often you drive, where you park your vehicle at night, and your driving record, among other factors, all influence your premium. We take each of those factors into consideration before recommending a plan that fits your needs. If you do have to file a claim, we'll make sure the process is quick and simple so that you can have your vehicle repaired as quickly as possible and get back to enjoying the open road. For those times when repairs will take several days, we recommend that you opt for rental reimbursement coverage so that you don't spend more than necessary to maintain your regular driving habits.
Even if you haven't yet bought your vehicle, it's never too early to start thinking about auto coverage or the right company to provide you with that coverage. Whenever you're ready, call (540) 375-9078 to speak with an agency representative to discuss your coverage needs. You can also stop by and see us at 603 Apperson Dr.
If you have recently purchased a new home after owning another for many years, you may need to review your home insurance needs. Our agents at Ryan Harris Insurance and Financial Services Inc. are here to help you discover new lines of coverage relevant to your needs. Ryan Harris Insurance and Financial Services Inc. excels in assisting homeowners with every concern. Your homeowners policy is going to be with you as long as you own your home, so make sure it is going to work hard to protect the things that matter most to you.
Home insurance policies are not one-size-fits-all. In fact, the wide variety of property types and many different features found inside homes require a different approach. In order to give our valued customers more personalized insurance solutions, we have chosen to team up with Nationwide, a leading provider of home policies and other insurance products. This allows us to offer more tailored policies that more closely address the particular needs facing your property and family.
An insurance policy personalized to your needs gives you better value in the long run and grants improved peace of mind. Speaking with Ryan Harris Insurance and Financial Services Inc. is one of the best ways of making sure that your coverage is doing all the work that you need it to. If you have questions or concerns about your coverage needs, call Ryan Harris Insurance and Financial Services Inc. at (540) 375-9078 or visit our office at 603 Apperson Dr.
Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.
At Ryan Harris Insurance and Financial Services Inc., we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.
We work with Nationwide to provide friendly service and diverse coverage options to customers in Salem. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.
There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Ryan Harris Insurance and Financial Services Inc. and our other team members can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.
If you are ready to learn coverage options, contact one of our agents at (540) 375-9078 to discuss them over the phone. You can also make an appointment or visit our office at 603 Apperson Dr,Salem,VA,24153 to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.
Acting proactively is one key to small-business success. Whether you run a dry cleaner business, florist shop, real estate office, attorneys office, or something else entirely, we at Ryan Harris Insurance and Financial Services Inc. have many excellent insurance solutions to offer you thanks to our working with Nationwide. Nationwide and its agents insure more than 500,000 small businesses all across the United States, and we are committed to providing quality coverage in Salem that is affordable and meets your needs.
If you are uncertain about where to start with your insurance plan, we offer On Your Side® Reviews to assess your business and to make recommendations to the types of insurance coverage you may need. Another good way to approach the matter is to get a business owners policy, or BOP, specific to your industry type. After that, you can add on options to fit specific situations. For example, such additional coverage options include workers compensation insurance, cyber liability insurance, accounts receivable insurance, and crime insurance. Even two businesses in the same industry may have vastly different insurance needs, so we make many coverage choices available. Business size, finances, and target customer base can often factor into insurance coverage as well.
It is natural to wonder about the amount and type of coverage that is appropriate for your business. Contact our office today to get answers. You can give us a call at (540) 375-9078 or visit us on 603 Apperson Dr to protect your business as much as possible.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Ryan Harris Insurance and Financial Services Inc. also offers products in AL, CO, MD, NC, PA, SC, TN, VA, WV, NJ. Please call for information on products in those states.
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