The Cothran Schoonover LLC in Spencer, VA provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
The convenience of driving is something to be enjoyed and appreciated. However, with the privilege of driving comes inherent risks and cautions. Safe driving requires you to be constantly aware of your surroundings and to be attentive and responsible. Coupled with safe driving practices, it is critical for every driver to have an effective auto insurance policy. In fact, having some form of coverage is required by law in many states. At Cothran Schoonover LLC located in Spencer, our goal is to provide affordable coverage tailored to your needs and the drivers in your family.
Because there are so many different types of auto insurance to choose from, it can be confusing to know which ones are most appropriate for your needs. Cothran Schoonover LLC can sit down with you to discuss your concerns and the type of coverage you have in mind. They will take the time to assess your needs to determine what combination of policies would best suit you. Whether you decide on collision coverage, liability coverage, comprehensive coverage, or another type of insurance, you can be confident you have chosen a policy that is effective and customized to meet your requirements. Additionally, Nationwide's On Your Side® Review makes it easy to determine changes that need to be made to your existing policy and modify it appropriately.
Choosing an auto insurance policy that provides security for you and the people you love is an important decision. With a convenient office location on 19225 Al Philpott Hwy, you don't have to travel far for trusted assistance. We look forward to helping you acquire the coverage you need when you give us a call at (276) 957-4070.
Home Insurance
Cothran Schoonover LLC can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Spencer agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Spencer neighborhoods are, no two households are exactly the same, even within 24165.
For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Spencer home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.
Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Cothran Schoonover LLC walk you through the options and clearly explain your policy choices. Simply give us a call at (276) 957-4070. Or, if you're in the 24165 area during office hours, swing by our Spencer location at 19225 Al Philpott Hwy, and we can discuss your home insurance options in person.
Life Insurance
If you are thinking about purchasing a life insurance policy in Spencer, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.
At Cothran Schoonover LLC, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.
You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Cothran Schoonover LLC and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.
Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (276) 957-4070 to speak with one of our team members, or stop by 19225 Al Philpott Hwy,Spencer,VA,24165 to discuss your insurance needs in our office.
LAW-0241AO (05/18)
Business Insurance
Exponential growth is an important goal of many business owners, and can also be a sign of success. Accelerating your operation to that breakthrough point takes planning and solid management. Knowing how to assess risk and how to cover it so that you smooth over challenges on the way to attaining that success is key, and Cothran Schoonover LLC understands that and works with Nationwide to bring you an adaptable and complete small business coverage in Spencer.
The first step in planning out the right coverage is understanding the unique features of your company, including its size and assets as well as the basic risk factors involved in the industries you operate within. An On Your Side® Review by Cothran Schoonover LLC is designed to do this. They reveal both the basic policies and the extended options that you need to make sure you have the right coverage, from accounts receivable insurance to product liability coverage for any goods you manufacture.
To get things started, Cothran Schoonover LLC recommends a business owner's policy, which is the closest available option to comprehensive coverage. From there, other coverages for important properties and assets can be worked out according to whether or not the plan already provides for them. Getting the process started is easy. Just call (276) 957-4070 to make an appointment for a consultation at 19225 Al Philpott Hwy. You can also get your questions answered and buy policies over the phone, so if you know what you need, get in touch with an agent today.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Cothran Schoonover LLC also offers products in NC, SC, VA. Please call for information on products in those states.
All vehicle insurance
